Insurance

ginger13 · Jul 23, 2018 at 08:56 PM

I start a new job Monday and insurance does not kick in for 90 days. Omg. Not only do I have meds and appointments and labs that need drawn, but so does my husband (he can't get insurance through his work and couldnt afford it even if he could). Also, I need a psychiatrist, but that will have to wait.

Any ideas on what to do without insurance? I know I can make payments, but even that is so expensive and we can barely afford meals at times. Anything other than the obvious that I could do?

Nix · Jul 23, 2018 at 10:25 PM

I know when my insurance would not cover visits to a psychiatrist and therapist, they had a charity care type program that I applied for and it was based on income. I was able to make small, affordable payments and still receive care. I've been to other places that didn't have as good a program, so it's worth looking around and seeing what you can find.

ginger13 · Jul 24, 2018 at 08:22 PM

Thank you. Meds are going to be about $200. I have a feeling I won't qualify for charity because on my income for services. I checked with United Summit Center, where I went to therapy for a while, and the local 1 takes Medicare/Medicaid and private pay- I make too much $.

Deejay14 · Jul 25, 2018 at 10:29 AM

Quote:

Originally Posted by ginger13

Thank you. Meds are going to be about $200. I have a feeling I won't qualify for charity because on my income for services. I checked with United Summit Center, where I went to therapy for a while, and the local 1 takes Medicare/Medicaid and private pay- I make too much $.

Have you tried pricing your meds through Good Rx. If you haven't give them a Google.

ginger13 · Jul 25, 2018 at 12:15 PM

I will look into that. Thank you!

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Nix Grand Member Member Since May 2015 Location: NY Posts: 778 9 37 hugs given	Jul 23, 2018 at 10:25 PM #2 I know when my insurance would not cover visits to a psychiatrist and therapist, they had a charity care type program that I applied for and it was based on income. I was able to make small, affordable payments and still receive care. I've been to other places that didn't have as good a program, so it's worth looking around and seeing what you can find.
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ginger13 Junior Member Member Since Jul 2018 Location: WV Posts: 19 6	Jul 24, 2018 at 08:22 PM #3 Thank you. Meds are going to be about $200. I have a feeling I won't qualify for charity because on my income for services. I checked with United Summit Center, where I went to therapy for a while, and the local 1 takes Medicare/Medicaid and private pay- I make too much $.
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ginger13 Junior Member Member Since Jul 2018 Location: WV Posts: 19 6	Jul 25, 2018 at 12:15 PM #5 I will look into that. Thank you!
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