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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
11 86 hugs
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Feb 18, 2019 at 05:35 PM
#1
It was before the con artist! I'm so excited, I'm in debt about 1k on credit cards, which I can relatively easily pay off. I have made it over a big hurdle. Due to bankruptcy I still have my issues, but honestly this is exciting for me! Progress, it took me 3 years to go from 300 to over 700, but I did it!
__________________ Son: 14, 12/15/2009 R.I.P.  Daughter: 20  Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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 Skeezyks
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Disreputable Old Troll
Member Since Oct 2015
Location: The Star of the North
Posts: 32,762
(SuperPoster!)
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Feb 18, 2019 at 07:23 PM
#2
Congratulations on your accomplishment!
   
__________________ "I may be older but I am not wise / I'm still a child's grown-up disguise / and I never can tell you what you want to know / You will find out as you go." (from: "A Nightengale's Lullaby" - Julie Last) |
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 Aviza
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Moderator
Community Support Team 
Member Since Mar 2006
Location: Ontario, Canada
Posts: 11,534
18 79 hugs
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Feb 19, 2019 at 01:16 AM
#3
That's great. I'm in a similar position, having declared bankruptcy in 2012. Working on rebuilding credit. I've made it into the 600's so still work to go.
splitimage __________________  "I danced in the morning when the world was begun. I danced in the moon and the stars and the sun". From my favourite hymn. "If you see the wonder in a fairy tale, you can take the future even if you fail." Abba 
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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
11 86 hugs
given
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Feb 19, 2019 at 03:24 AM
#4
Quote:
__________________ Son: 14, 12/15/2009 R.I.P. Daughter: 20 Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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Magnate
Member Since Jun 2018
Location: Canada
Posts: 2,285
6 117 hugs
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Mar 13, 2019 at 10:20 AM
#5
That is a big accomplishment.
You can increase this even more by attending some debt and finance education (usually free) and consolidating it. Avoid doing so through a bank. There are debt consolidation and relief programs out there offered for free. They talk to your creditors on your behalf and get good results at having repayment rates reduced by sometimes half of what you are paying them directly. |
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