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Member
Member Since Dec 2014
Location: USA
Posts: 473
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#1
Well I just got done off of the phone with a company that I applied for LTD through. I did disclose my mental health history in the interview and explained that I experience little to no symptoms today, and that I was actually discharged from therapy by my THERAPISTS direction because she saw it as unnecessary for me.
Please please please send positive vibes and good luck my way. I know that LTD coverage can be an absolute pain to get issued when you have a history of mental illness. |
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*Beth*, Anonymous45521, bpcyclist, Fuzzybear, tree7car, Wild Coyote, Yzen
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*Beth*, bpcyclist, Fuzzybear, Skeezyks, Wild Coyote
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Disreputable Old Troll
Member Since Oct 2015
Location: The Star of the North
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#2
Best wishes for success with your LTD application!
__________________ "I may be older but I am not wise / I'm still a child's grown-up disguise / and I never can tell you what you want to know / You will find out as you go." (from: "A Nightengale's Lullaby" - Julie Last) |
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bpcyclist
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bpcyclist, convalescence
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Legendary
Member Since Sep 2019
Location: Portland
Posts: 12,681
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#3
Sending positive energy!!!!! Which company was it?
__________________ When I was a kid, my parents moved a lot, but I always found them--Rodney Dangerfield |
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convalescence
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Legendary
Community Liaison
Member Since Jun 2016
Location: USA
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#4
Quote:
I hope all goes well for you! Whether or not MI becomes an issue depends upon how the policy reads. Some policies are just fine and cover any primary or co-existing MI . I am writing this because some people think ALL LTD policies do not cover MI. I am not aware of how your policy reads. I wish you well, however. __________________ May we each fully claim the courage to live from our hearts, to allow Love, Faith and Hope to enLighten our paths. |
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convalescence
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Member
Member Since Dec 2014
Location: USA
Posts: 473
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#5
Thank you everyone I think that it did get approved, but I am going to get ahold of my agent soon. I believe that it does cover mental illness as well!
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Fuzzybear
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Wisest Elder Ever
Member Since Nov 2002
Location: Cave.
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#6
I'm sending positive energy
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