Home Menu

Menu



advertisement
Reply
Thread Tools Display Modes
rukspc
Member
 
Member Since Feb 2014
Location: Midwest
Posts: 232
10
40 hugs
given
Default Aug 26, 2023 at 02:15 PM
  #1
I waited until now...end of the month to apply for this car loan to buy a car and being responsible about being insured. I'm 33, F, and just stupid for not listening to my husband about his plan. Because I didn't act on this, we're now in a bind.

My husband reassures me that everything will be fine the loan approval and adding our names to the title. Once we have those, we can be fully insured.

My mom, whose name the car is under is also disappointed in me for waiting to get this done.

Why am I here? Why do I make such stupid decisions? .....

Sent from my Pixel 6a using Tapatalk
rukspc is offline   Reply With QuoteReply With Quote
 
Hugs from:
nonightowl

advertisement
rukspc
Member
 
Member Since Feb 2014
Location: Midwest
Posts: 232
10
40 hugs
given
Default Aug 26, 2023 at 02:16 PM
  #2
Quote:
Originally Posted by rukspc View Post
I waited until now...end of the month to apply for this car loan to buy a car and being responsible about being insured. I'm 33, F, and just stupid for not listening to my husband about his plan. Because I didn't act on this, we're now in a bind.

My husband reassures me that everything will be fine the loan approval. He's worked in auto loans before and it'll be a quick process. Once we have everything, I'll be fully added and covered under his insurance.

My mom, whose name the car is under is also disappointed in me for waiting to get this done.

Why am I here? Why do I make such stupid decisions? .....

I keep making stupid mistakes. This isn't the first time I've messed up and didn't listen to or hear out my husband..

Sent from my Pixel 6a using Tapatalk


Sent from my Pixel 6a using Tapatalk
rukspc is offline   Reply With QuoteReply With Quote
Anonymous43372
Guest
 
Posts: n/a
Default Aug 26, 2023 at 09:58 PM
  #3
Quote:
Originally Posted by rukspc View Post
I waited until now...end of the month to apply for this car loan to buy a car and being responsible about being insured. I'm 33, F, and just stupid for not listening to my husband about his plan. Because I didn't act on this, we're now in a bind.

My husband reassures me that everything will be fine the loan approval and adding our names to the title. Once we have those, we can be fully insured.

My mom, whose name the car is under is also disappointed in me for waiting to get this done.

Why am I here? Why do I make such stupid decisions? .....

Sent from my Pixel 6a using Tapatalk
What happened? Do you not have the funds to cover the monthly payment since you waited until the end of the month?
  Reply With QuoteReply With Quote
rukspc
Member
 
Member Since Feb 2014
Location: Midwest
Posts: 232
10
40 hugs
given
Default Aug 28, 2023 at 09:45 AM
  #4
Quote:
Originally Posted by Motts View Post
What happened? Do you not have the funds to cover the monthly payment since you waited until the end of the month?
I didn't get approved for one loan. Going today to a few banks. My husband will be on the loan with me, so that will likely get us approved. Once we get that approved, we'll be smooth sailing from there with payments and insurance.

Anyway, I'm just stressing over something that I caused. I shouldn't be complaining because it was my fault for not taking the time to make a plan, or listen to my husband's suggestion.

Sent from my Pixel 6a using Tapatalk
rukspc is offline   Reply With QuoteReply With Quote
Anonymous43372
Guest
 
Posts: n/a
Default Aug 28, 2023 at 10:38 PM
  #5
Quote:
Originally Posted by rukspc View Post
I didn't get approved for one loan. Going today to a few banks. My husband will be on the loan with me, so that will likely get us approved. Once we get that approved, we'll be smooth sailing from there with payments and insurance.

Anyway, I'm just stressing over something that I caused. I shouldn't be complaining because it was my fault for not taking the time to make a plan, or listen to my husband's suggestion.

Sent from my Pixel 6a using Tapatalk
Try not to beat yourself up. Getting approved at the car dealership is always a guessing game, even if the person's credit is stellar. Their finance people work with banks whose loans are designed as high interest so that people get a car loan where their monthly payment goes towards 1/4 of the actual car loan and 90% of it goes to the interest.

Glad that your husband will get approved and that you two can split the car payment. It will all work out in the end.
  Reply With QuoteReply With Quote
 
Thanks for this!
nonightowl
Reply



Similar Threads
Thread Thread Starter Forum Replies Last Post
I love insurance; I hate insurance companies UpDownAround Bipolar 7 May 24, 2018 08:20 PM
If my insurance finds marijuana in my system can I lose my insurance? HelloWorld18 Anxiety, Panic and Phobias 8 Sep 06, 2014 06:26 PM
Loan Forgiveness Forget-Me-Nots School and Study Issues 11 Jun 23, 2014 07:25 PM
When does a loan become a gift? AAAAA Relationships & Communication 25 Feb 10, 2008 09:51 AM


All times are GMT -5. The time now is 01:42 PM.
Powered by vBulletin® — Copyright © 2000 - 2024, Jelsoft Enterprises Ltd.



 

My Support Forums

My Support Forums is the online community that was originally begun as the Psych Central Forums in 2001. It now runs as an independent self-help support group community for mental health, personality, and psychological issues and is overseen by a group of dedicated, caring volunteers from around the world.

 

Helplines and Lifelines

The material on this site is for informational purposes only, and is not a substitute for medical advice, diagnosis or treatment provided by a qualified health care provider.

Always consult your doctor or mental health professional before trying anything you read here.