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#1
May 10, 2024, 07:06 AM
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I would like to add that I work 24 hours +/- at $17/hour. I have no deductions as mentioned. I do not qualify for foodstamps.
I just can't understand this math     Sent from my SM-A146U using Tapatalk |
 nonightowl
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#2
May 10, 2024, 07:21 AM
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I cant see it.
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#3
May 10, 2024, 07:52 AM
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Quote:
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#4
May 10, 2024, 09:23 AM
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I can see the pic, but the writing is very small and distorted.
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 DeeeSchmeee68
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#5
May 10, 2024, 09:32 AM
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Quote:
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#6
May 10, 2024, 09:42 AM
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Hope this works
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#7
May 10, 2024, 09:42 AM
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..
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#8
May 10, 2024, 09:42 AM
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..
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#9
May 10, 2024, 10:03 AM
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That works now. Do you have some specific numbers like for rent that you want me to try? I can figure stuff out better if i have a real number priblem im trying to solve! Thanks.
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#10
May 10, 2024, 11:35 AM
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Actually my worker just emailed me and broke it down a lot simpler
But I appreciate that!! Sent from my SM-A146U using Tapatalk |
| unaluna
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#11
May 12, 2024, 09:10 AM
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And why does my budget LOOK (on paper) as if I have enough money for food? But the reality is after I pay my bills I struggle to buy groceries
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| Discombobulated, nonightowl
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#12
May 13, 2024, 07:45 PM
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What is included in “the bills”? Water and utilities, but what else?
For SNAP in your state, a household of 1 can only make gross income of $1580 and that person might be eligible. If you’re making $17 an hour working 24 hrs a week, you are above the threshold at approximately $1632. |
| DeeeSchmeee68
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#13
May 14, 2024, 06:56 AM
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Quote:
Heat & water are included in rent. Belmont does this crazy formula to determine my portion. It's basically 30% of my income. I know I don't qualify for foodstamps. But I'm struggling so greatly to make ends meet. I have some minor health issues (including mental), so I can't eat most of the food from the pantries. Also, due to my mental health, I'm afraid to work full time. On paper, it seems like I make enough to survive. But in reality, I can hardly afford food after I pay my bills. Does that make sense? Sent from my SM-A146U using Tapatalk |
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#14
May 15, 2024, 06:46 AM
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For anyone interested. What kind of math is this???
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#15
May 15, 2024, 06:46 AM
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..
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#16
May 15, 2024, 06:47 AM
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..
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#17
May 15, 2024, 06:47 AM
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..
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#18
May 15, 2024, 08:55 AM
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Whats the question?
You have 1800 income, so you pay about 600 in rent. So thats about a third, or thirty percent. That leaves 1200 for everything else. Do you pay for a car, car insurance, gasoline, cable, phone, any medical stuff, personal care, stuff for the kids or grandkids, meals out, Starbucks? That wont leave you much for food. From what ive seen of food pantry youtubes, its not ALL mac'n'cheese - they often have frozen meat and fresh or canned fruit and vegetables, beans and rice. Sometimes you can choose, sometimes you cant. Maybe your kids can use the more processed stuff. |
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#19
May 15, 2024, 10:30 AM
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No matter what math they are using (only posted it for those interested) I still barely have enough to survive after I pay my bills. No food pantry near me offers fresh food. I don't have kids at home and wouldn't feed them the garbage food pantries offer if I did. My health issues don't allow me to eat canned processed or wheat products Sent from my SM-A146U using Tapatalk |
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#20
May 15, 2024, 10:55 AM
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Did you read my post? How are you allocating your remaining $1200? You could be spending 600 towards other expenses, and 600 towards food.
I dont understand your hostility towards me. I put more than half of my social security towards rent, utilities, and health insurance. I dont have a car or cable tv, i take the bus or uber, and have an old fashioned antenna plus amazon prime for movies. I understand you may need a car for your job, but insurance, gasoline, and payments can be very expensive relative to your income. I eat canned fish, canned beans, canned veg and oatmeal. There are low-sodium options for these. If you can be more specific about your food restrictions, or what you can eat, maybe we can offer better advice. Again, not really sure what you are asking. The math adds up for the rent portion. Have you ever written up a monthly budget to see where your money goes? Lots of google help available. |
| Molinit
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#21
May 15, 2024, 11:28 AM
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Quote:
Also everything from Belmont is figured with gross pay so it seems as if I have more money. I don't mean to be hostile. I just don't know how people do it. Especially single people. And now, with diet restrictions, it's even harder. And as I said, food pantries near me don't offer fresh foods. My hope is that I get well enough, mentally, to work full time. "I understand you may need a car for your job, but insurance, gasoline, and payments can be very expensive relative to your income." This makes the most sense as to where my money is going. Apologies. I just don't understand all the math. And I don't know what to do. Sent from my SM-A146U using Tapatalk |
| unaluna
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| unaluna
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#22
May 15, 2024, 01:24 PM
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Maybe your worker can give you some budgeting help. I tried to list out some possible expenses in my posts, but you did not really respond to them, except for vaguely agreeing with the car stuff.
Do you use cash or a debit/credit card or checks? The last two give you a record of where your money went. For cash, some people find it helpful to keep a little notebook and write down everything they spend. You can try to figure out where you spent money in the last week or month, or just keep track going forward. |
| Molinit
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#23
May 15, 2024, 02:29 PM
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I do appreciate the help
I see that they are looking at my gross income, so that's partly where the money goes. Phone - $100 Electric -$50 Car insurance -$179 Rent - $504 Internet - $60 Gas (car)- $85 Food -$400 Renters insurance -$13 ‐-----------------------------$1391 My net pay is $1400/mo So on paper, it looks like I'm left with $9 after all expenses. But it never works out that way. I don't go out to eat. Or to the movies. I pay with my debit card. Another issue is that after playing catch up from the month before, when the first comes. I need to have $504 rent & $179 car insurance, and I only bring home $350/week. Oh yea, I didn't even budget laundry. Because I can't afford it unless I pay less on something else. Still haven't paid my phone bill this month either Sent from my SM-A146U using Tapatalk |
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#24
May 15, 2024, 02:45 PM
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Do you usually get a big tax refund? Because yeah the difference between your gross and net is pretty high. You shouldnt really be paying much in taxes, if at all, except for FICA (social security). You can check how many deductions you are taking with payroll. Its like youre missing 400 a month?
If you want to pm me to discuss food. Also, theres a MSF kind of one time community chest grant of i think $500 that you can apply for here to help get you over the hump |
| DeeeSchmeee68
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#25
May 15, 2024, 05:50 PM
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I really appreciate you taking the time to I work 24 hours a week at
$17/hr Gross $408 Net $350 There are some weeks that I get more hours when someone goes on vacation. This is a new job to me so I haven't collected a tax return.I was told you can't claim 1 or 0 only single or married.They change the w4 Sent from my SM-A146U using Tapatalk |
| unaluna
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