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The_little_didgee
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Default Jul 19, 2024 at 12:53 AM
  #1
I completed the ODSP application today. The lady told me I met the financial requirements for assistance. Now I have to wait for CRA to confirm the information I provided before I get funds. She told me that will take about a day. Since it is Friday I won’t know until next week.

The lady didn’t ask too many invasive questions about my situation. After I told her my story, she told me I could have applied last fall while I was on EI. When she told me I could have kept my $13 000.00 in savings I nearly cried. She wanted to know why I didn’t apply then especially since I am able to return to the program anytime I need it as long as I meet the financial requirements. Honestly I thought the asset limit was $10 000.00. The hope of finding work before my funds ran out and my pride were my other reasons.

My savings are all gone which is disappointing. I’m just relieved I will be able to pay my rent.

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splitimage
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Default Jul 19, 2024 at 06:39 AM
  #2
I'm glad that the interview went well and that you'll be able to get back on it, without problem. I'm sorry about your savings, they raised the asset limit a couple of years ago, at the same time that they raised the amount of exempt earnings.

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The_little_didgee
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Default Jul 20, 2024 at 04:25 PM
  #3
Thank you splitimage

The asset rules changed not long before I left the program in 2019. Unfortunately I wasn’t aware of the changes. I did hear about the exempt earnings increase because it made the news in 2022.

In the past one had to exhaust their resources before they could apply. This was a really cruel policy. Now, they actually encourage you not to do this (according to Reddit's ODSP sub), since the benefit isn't enough to survive on when paying market rent.

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