 |
| FAQ/Help |
| Calendar |
| Search |
 |
|
advertisement
Forums Index
|
| Reply |
| Thread Tools | Display Modes |
|
|
Forums Index
|
| Reply |
| Thread Tools | Display Modes |
|
Poohbah
Member Since Jun 2020
Location: U.S
Posts: 1,443
4 283 hugs
given 
|
Sep 17, 2024 at 11:51 AM
#1
I need help with choosing insurance. I am confused. My chiropractor doesn’t accept HMO’s
I only make about $2500 every 2 weeks,. I have until 10/1 to make my decision. Do most places not accept HMO’s? I’d prefer to go to my own doctors The Kaiser HMO is around $700 biweekly The Blue Cross PPO is about $1100. That’s almost half my pay! Crazy! I don’t really understand to much about insurance, so I’m confused. Should I choose a lower or higher deductible too? I’d appreciate any help. |
|
 Reply With Quote
|
|
Legendary Wise Elder
Member Since Dec 2014
Location: US
Posts: 22,878
(SuperPoster!)
9 1,294 hugs
given |
Sep 17, 2024 at 04:17 PM
#2
I’d never go for hmo. Always choose ppo
|
|
|
Reply With Quote
|
|
Wise Elder
Member Since Apr 2015
Location: US
Posts: 9,631
(SuperPoster!)
9 11.6k hugs
given
|
Sep 17, 2024 at 05:00 PM
#3
I agree. Always go with PPO.
__________________ Bipolar 1, PTSD, GAD, OCD. Clozapine 250 mg, Emsam 12 mg/day patch, topamax 25 mg, ,Gabapentin 1600 mg & 100-2 PRN,. 1.5 mg clonazepam., 75 mg Seroquel and 12.5 mg PRNx2 daily |
|
|
Reply With Quote
|
 jesyka
|
|
Veteran Member
Member Since Aug 2020
Location: LA
Posts: 585
4 299 hugs
given |
Sep 21, 2024 at 07:33 AM
#4
I agree PPO... but if you can't afford it, perhaps HMO -- I think you can change it during your next open season if you find you can't live with the HMO.
|
|
|
Reply With Quote
|
|
jesyka
|
|
Magnate
Member Since Mar 2021
Location: California
Posts: 2,803
(SuperPoster!)
3 1,254 hugs
given |
Oct 19, 2024 at 09:54 PM
#5
I am always on PPO but I know people who have been with Kaiser for years and happy with it. A close friend had surgery with Kaiser a couple of years ago.
__________________ Bipolar I w/psychotic features Last inpatient stay in 2018 Geodon 40 mg Seroquel 75 mg Gabapentin 1200 mg+Vitamin B-complex (against extrapyramidal side effects) Long term side effects from medications, some of them discontinued: - hypothyroidism - obesity BMI ~ 38 |
|
|
Reply With Quote
|
|
jesyka
|
|
Poohbah
Member Since Jun 2020
Location: U.S
Posts: 1,443
4 283 hugs
given
|
Oct 29, 2024 at 01:24 PM
#6
I chose the PPO Anthem Blue Cross Silver everyone.
|
|
|
Reply With Quote
|
|
Tart Cherry Jam
|
| Reply |
|
|
Similar Threads
|
||||
| Thread | Forum | |||
| Worried about insurance plan. | Anxiety, Panic and Phobias | |||
| Therapist dropped my insurance plan (Part 2) | Insurance and Finances | |||
| MytTherapist dropped my insurance plan | Other Mental Health Discussion | |||
| Therapist dropped my insurance plan | Insurance and Finances | |||
My Support Forums is the online community that was originally begun as the Psych Central Forums in 2001. It now runs as an independent self-help support group community for mental health, personality, and psychological issues and is overseen by a group of dedicated, caring volunteers from around the world.
Linear Mode
