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Aviza
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Question Jan 04, 2013 at 09:17 PM
  #1
I really wonder about this, as I have a daughter who needs space if I get a place, and I really cannot afford to move out of my mother's house right now and I really want to. Though I do fear being too alone as I don't have a broad social network.

2 bedroom apartments or even 1 with den apartments are a minimum of $800/mo., plus utilities. That is 50% of my take home (just about) at my current job, and will all my debts is simply unaffordable. I can barely afford the $500 I pay a month to live with my mother, but she's more flexible than a landlord would be.

I just don't know how people afford to live out in the world, working a regular paying 9 to 5 job. This is why I'm so career focused, I just want to be able to afford to live a descent life.

I need advice, renting a room doesn't allow for me to ever see my daughter. So I need to figure out affordable housing somehow. Any advice?
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amandalouise
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Default Jan 05, 2013 at 11:59 AM
  #2
Quote:
Originally Posted by Aviza View Post
I really wonder about this, as I have a daughter who needs space if I get a place, and I really cannot afford to move out of my mother's house right now and I really want to. Though I do fear being too alone as I don't have a broad social network.

2 bedroom apartments or even 1 with den apartments are a minimum of $800/mo., plus utilities. That is 50% of my take home (just about) at my current job, and will all my debts is simply unaffordable. I can barely afford the $500 I pay a month to live with my mother, but she's more flexible than a landlord would be.

I just don't know how people afford to live out in the world, working a regular paying 9 to 5 job. This is why I'm so career focused, I just want to be able to afford to live a descent life.

I need advice, renting a room doesn't allow for me to ever see my daughter. So I need to figure out affordable housing somehow. Any advice?
one time when I could not afford a place on my ow, instead of looking for what I needed (a one bedroom with room to spare for all my alternate personalities things too) I looked for places where people were looking for roommates. it was like living on my own but sharing the costs of food, rent, and other utilities.

house sharing by being roommates with people gave me the opportunity to save up money to afford a place on my own.

you might also check with places like domestic violence. they are always needing places for their women and children to move into. one time I rented a three bedroom house because it ran the same cost of an apartment. I rented out the two spare bedrooms to women from the domestic violence agency.
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Alreadyhome
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Default Jan 06, 2013 at 02:34 AM
  #3
Yea man. Finding a place is a mother. New York is the worst.
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Denv12
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Default Jan 17, 2013 at 03:41 AM
  #4
I live on my own and been doing it for years.I budget carefully and make installments with electricity/gas and so on.That way I try to have money for shopping each week.

I really want to rent with others but Ocd makes it difficult to share a premises.I dont want to pay other people's expenses,thats the next problem.Finding an ideal person to rent with isnt a simple process.

Here are a few things about renting here.You need a good rental history.You have to prove you have lived in a property,looked after it,paid your rent on time and you're not a problem.

I know a lot of people who dont have the rental history so they miss out on taking on a rental property.I have lived in various properties long term.Thats about 6-8 years for each place.Thats a good rental history.I've looked after each property and try to do the right thing.

Chris from Australia.
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Default Jan 17, 2013 at 12:28 PM
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Originally Posted by Denv12 View Post
I live on my own and been doing it for years.I budget carefully and make installments with electricity/gas and so on.That way I try to have money for shopping each week.

I really want to rent with others but Ocd makes it difficult to share a premises.I dont want to pay other people's expenses,thats the next problem.Finding an ideal person to rent with isnt a simple process.

Here are a few things about renting here.You need a good rental history.You have to prove you have lived in a property,looked after it,paid your rent on time and you're not a problem.

I know a lot of people who dont have the rental history so they miss out on taking on a rental property.I have lived in various properties long term.Thats about 6-8 years for each place.Thats a good rental history.I've looked after each property and try to do the right thing.

Chris from Australia.
He is correct I can say from a landlords standpoint. Also, people haggle with me all the time on the price of the rent. So, try to haggle and we have let tenants pay the security deposit in installments when we trusted them. It's hard because I have cleaned up a TON of garbage left by some people. So, any letter you could get from a past landlord helps.

Good Luck,

TnT

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Default Jan 17, 2013 at 11:07 PM
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Yea man. Finding a place is a mother. New York is the worst.
Seriously... Where I am in NY you can't find a 2 bedroom for less than $1500 a month.

Avila... Do you have section 8 by you? I don't know much about it, but it's a type of rental assistance depending on income.

Goodluck!

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Default Jan 18, 2013 at 09:31 AM
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I had to move back up to NC from SC because it was too expensive where I was in Myrtle Beach. Here in Cullowhee I found a one bedroom with everything included (furnished, electric, water, internet, cable, washer/dryer, gym, pool, parking) for 730 a month. I could have gotten one like that cheaper in Franklin for about 500 a month, but it's too far of a drive to work everyday. After my lease is up, I know there's cheaper ones in Cullowhee/Sylva, so I'm going to look. I finally got a job last year where I actually make enough money to live on my own. I was living with my family before that. Before that, I was in college and supported myself with financial aid and a work-study job and lived on campus.

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trick3210
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Default Jan 19, 2013 at 05:42 PM
  #8
I have lived on my own since 2009. I rented a house for a little bit. Get out there and look. I know in FL there are some nice apartments that are income based and rent is pretty cheap. I also know a few people that rented houses and the landlord worked well with them. I have found in the past that if a friend is a roommate that i can destroy a friendship.

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shortandcute
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Default Jan 20, 2013 at 10:25 PM
  #9
Quote:
Originally Posted by Bipolar mom View Post
Seriously... Where I am in NY you can't find a 2 bedroom for less than $1500 a month.

Avila... Do you have section 8 by you? I don't know much about it, but it's a type of rental assistance depending on income.

Goodluck!
in Southern California, you might be able to get a studio for that cheap-but it will be a dump.

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beadlady29
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Default Jan 22, 2013 at 02:05 PM
  #10
It is diffuicult....and if you think it is hard now while you have a job, try itwhen your only income is social securityadn u on ly get paid oence a mothn.........u really haev to budget carefuly.........good luck! it can be done, also sometiem liveign in a mobiel home cuort cn be cheaper tehn liveign inapt. adn u dotn haev neighbors rite ontop, below next to u....some of them are quite niec if u do ur hoemwork.
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newtus
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Default Jan 22, 2013 at 04:56 PM
  #11
yea i heard california is expensive too.

i live in the suburbs (well closer to the rural) of texas. its actually really affordable.

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Kelti
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Default Jan 22, 2013 at 10:34 PM
  #12
Well, heck if I know and I have been doing it since I was 18. I am now 62 and SS is not going to get it.
Our 34 yr old son has given up on living on his own. He was making about $15 an hour and still couldn't make it very well at all. He has had to move home twice. Right now he has decided to move back in again and go to college. Good choice. We can no longer afford to help him so he will have to live in debt for the rest of his life. At least he will be living better and will have more money.
I love my son and we are very close. I am glad to have him home. We have lots of fun!
Kelti.......

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Default Jan 23, 2013 at 12:11 AM
  #13
i was also told in order to get your own place, some apts want you to be at the job for 9 mos to a year of stable employment. i live in AZ the average for an apt is 700-800 dollars there are cheaper ones mostly low income neighborhoods with crime. one cheap one my bf's mom found was perfect as she asked a lot of questions about the neighborhood the tenants etc for a 2 bedroom its $599 not bad it also depends on the neighborhood u choose to live as well always do ur research dont be like my idiot parents who choose a place cuz its cheap and run down
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