a couple of questions

If anyone has answers I'd appreciate hearing them.
My first question(s) is, do all banks charge for any activity on their accounts? How do I find a bank and figure out what they really charge? My bank now charges me for everything. There are tons of fees. No matter what I do they charge me for. At the end of the month I look and they've charged me about $50 for all kinds of fees.
My second question is, do any of you have any ideas on how I can make more money? I'm currently going to college and don't have alot of spare time but I need the extra cash. Are there any ways for me to make more money?
My third question is, do any of you have any tips for saving money?

((((((((((((( maymie )))))))))))))))))
I don't think that all banks charge those kind of fees, the best way to find out is to research the banks in your area, either online or by having a meeting with someone at the bank.
Extra money is one of those things that it all depends on how much time you have available and your likes and dislikes. For me I used to babysit for extra money, especially this time of year parents are always looking for a sitter for shopping or company christmas parties.
I have a hard time saving money myself but I just try to cut out all unimportant things that I can.

Might want to look into credit unions, they seem to have less fees.

That's a crazy amount to be paying in fees. Definitely talk to different banks about what kind of account you need / checking / savings and what the fee structure is. Sometimes they have a flat monthly fee that covers a certain amount of transactions each month, and sometimes that is waived if you maintain a minimum balance. One thing to watch out for is using cash machines that aren't from your own bank. They almost always charge a service fee for the transaction, and it's usually a $1. or a $1.50 and then sometimes your bank adds another fee on top of that. It really adds up and is a lot to pay simply for convenience. Those stand alone cash machines that aren't from any bank are the worst for charging extra fees.

As for saving money, one good idea to start is to carry a notebook around with you for a month and write down every single penny you spend, even if it's just buying a coffee. That way you see where your money is going and you can figure out things to do to cut spending. Things like making and taking your own lunch rather than buying it can really add up in savings.

Don't really have any suggestions about making extra money, I always worked part time when I was in uni.

--splitimage

Hi, if you use the ATM often, you may want to use your bank's ATM more than any other. This will cut down on the amount of fees for cash withdrawals. Also, a debit card is good to have because it works similar to a credit card. You may want to consider choosing a bank that offers free checking with no minimum balance requirement. Set up a savings account and transfer $10, $20 or even $5 a month from your checking into the account before you pay any bills. Over time the amount will add up. The key is to never touch the savings. I hope some of these suggestions help you.

MsGie

some banks have accounts for students and for people who don't require a lot of check writing. their fees are minimal if at all. you can shop around online for these thrifty accounts.
as for saving money, impulse purchasing is where so much spending is done. like at the checkout counter there's all kinds of stuff they'll lure you to purchase including bottled drinks or water. it's amazing how much can be spent/wasted with these kind of purchases.
coupons can help you save money on things you purchase for daily need items, shampoo, etc. any money you save from the coupon you can dunk into a can or sumthin' in your room. those savings will add up quickly if you stick to this. (if you hadn't used the coupon you would have spent the money you chuck in the can anway). save spare change too.
lots of people are looking for a babysitter and you could study after getting the kiddies to bed plus make money doing it! what an incentive to study. ha.
good for you for trying to stretch your dollar. hope this helps.

You should qualify for a student account that has no fees.