
Mar 28, 2025, 02:53 AM
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Member Since: Mar 2025
Location: USA
Posts: 1
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Quote:
Originally Posted by MuddyBoots
I want to finish my math major (or maybe physics, chem, engineering, or business-marketing. I don't know really.), but it is far from free. I've done the FAFSA estimator and it'd be about $7000/year, and the school I want to go to (well, not want, but the cheapest I can find) will award another $1000 as a STEM scholarship. But a year is about $22000, so even with the financial aid it'd be 14000/yr. Times four years=$56000. And that's assuming I pass all my classes and graduate on time, which means no loss of functioning or hospitalizations from mania/psychosis/depression/addiction. I know if it weren't for the mental health aspect I could totally get the degree as fast as, if not faster than, expected.
I took a bunch of classes at a community college thinking I'd transfer to a four year, but after three semesters of dealing with active addition again, severe psychosis and mania, and $300 books, I gave up on that.
I swear if education were free or at least affordable, people smart enough to do math would, well, do math.
Do I get myself into the debt so I can tell some a-hole employer I can make a graph and slap some functions on it to make it linear so they can publish it and I can get a paycheck I might be able to live off of?
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$56k is a big number, but it’s not unheard of in the world of student loans. That said, if you're already managing a lot with your mental health, the added stress of loan repayment without a clear path to stable employment could make things worse. Maybe the better question isn’t “do I get into debt?” but “how can I reduce the debt risk and still get closer to where I want to be?”
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