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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
11 86 hugs
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#1
I'm going to work as long as I'm able. I don't like sitting around and after I pay off my brother next year I'd be able to live on disability alone. Yes my rent skyrocketed this year. Yes I have debts.
But today I really thought about my life how I want to live and had a pretty good discussion with my mom. I have my debt repayment plan, my new budget for my increased rent including my debts. My plan for saving after debts repaid, my plans for car repairs, and my credit score increased 45 points today! Also told mom I'm thinking retirement and buying a place to sell when I'm too old to live alone. Than I'll have some money cause of the sale and I can go back to subsidized housing. She wasn't too keen on that idea. Plans change she said. __________________ Son: 14, 12/15/2009 R.I.P. Daughter: 20 Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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unaluna, Yaowen
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Grand Magnate
Member Since Jan 2020
Location: USA
Posts: 3,618
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4 6,475 hugs
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#2
Seems like you have really good plans. I wonder why your mother wasn't on board with all of them.
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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
11 86 hugs
given |
#3
She thinks I should just stay in subsidized housing or take over her town house when she dies.
__________________ Son: 14, 12/15/2009 R.I.P. Daughter: 20 Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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Elder Harridan x-hankster
Member Since Jun 2011
Location: Milan/Michigan
Posts: 39,861
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#4
That is nice of her to discuss it with you beforehand. My family kept me completely in the dark, but i am pretty sure my brother knew everything. They sprang it on me at like the last minute, did i want ma's condo? When it was probably their plan for like 20 years. I cant make decisions like that on short notice. Heck even on long notice.
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Aviza
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Aviza
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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
11 86 hugs
given |
#5
I think alot. I tried asking my brother for help to buy a condo sooner, he hasn't given me an answer but he didn't like my idea of renting a room. And that it would cost a bit more than rent. So I assume it's a not right now answer versus a straight up no.
But I'm still trying to figure out how to get the money I need for the downpayment assistance program. I think I have it figured out. My tax return and the next few months pay less on my debts and build up my savings. I may not be able to buy today but I have a plan of when I can make the leap. In the next few months. I so want to own yes I have a nice apt but I can have a nice condo too. I may bring up my plan to my brother maybe than he'll help sooner. I've found a place i really like on paper that i want to see in life and buy. Trying to do it on my own but hoping for a little help. __________________ Son: 14, 12/15/2009 R.I.P. Daughter: 20 Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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