[Travelinglady]

This is the No. 1 expense, by far, for retirement-age Americans — and pros say it shouldn’t be

[TheGal]

Housing shouldn't be so high. Once-upon-a-time it was supposed to be no more than 25% of one's income.

[Travelinglady]

Originally Posted by TheGal

Housing shouldn't be so high. Once-upon-a-time it was supposed to be no more than 25% of one's income.

I know. It's gotten ridiculous.

[nonightowl]

It’s outrageous and tragic. It’s a basic right but treated like a privilege here. Richest country in the world with people living on the streets. We do so much victim blaming here too.

And the government lives in another dimension. Telling people they “shouldn’t” spend more than 30% of their income on housing. And we don’t get basic income here. Government benefits are measly. I’m convinced they don’t truly think people need help.

Sent from my iPhone using Tapatalk

[Travelinglady]

‘Window is closing’: Chances for long-awaited retirement legislation are fading fast

Hurry up, then!

[Travelinglady]

‘One of the worst money mistakes': This Harvard-schooled economist says retiring early is a move you'll 'regret' — here are 3 big problems with hanging it up in your 50s

[Travelinglady]

Suze Orman: If you think you're ready for retirement, think again — 5 moves to keep you out of the poorhouse

[Travelinglady]

What rising interest rates mean for you


Some of this info is more relevant to our children.

[nonightowl]

About Suze’s article which I didn’t read, it’s more of the same oversimplified advice people give out I know. It’s too late for my 50’s for anything I “shouldn’t” have done. I’m already in the poorhouse.

We put too much emphasis on individual responsibility here. I’m sick of hearing what YOU can do to get better sleep, lose weight, have a comfortable retirement, avoid being scammed, etc. There’s only so much once can do. And our system is far from equal…..

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Posted directly on site using iphone

[Travelinglady]

I think this article might be helpful to seniors on a tight budget.

10 Groceries To Buy When You’re Broke

[Travelinglady]

Walmart and Target Have a Secret Hiding Spot for Clearance Items

Note: Bring a tall person with me when I shop.

[Nammu]

When I lived in Texas I often shopped at 🎯. There were end rows that were in less traveled rows was were they’d put the marked down stuff. I always had plenty of shampoo, conditioner and other always used and no expiration date products that I bought at clearance prices. I found wonderful home decorating things. I got my Buddha and bronze gong there. I do miss not having target here

[Travelinglady]

I love Target. We also have places like Big Lots, Marshalls, and such other places that sell items at good prices. Right now I shop mostly on eBay, but hubby gets out to shop for groceries and pharmacy items.

[nonightowl]

Originally Posted by Travelinglady

I love Target. We also have places like Big Lots, Marshalls, and such other places that sell items at good prices. Right now I shop mostly on eBay, but hubby gets out to shop for groceries and pharmacy items.

I do love Target, but my store has been putting a lot of staples in locked, glass cases because of shoplifting. It's a pain to call someone, and wait, then THEY wait while you decide if you want the item or not. With cosmetics, I like to compare ingredients, to see if I can tell why one is more than the other.

They wait so they can relock the case. Often other customers need help at the same time. PAIN, so I went back to Rite Aid. (Oddly, they used to keep stuff locked up too but now they are back on the shelves as usual)

I used to go to Target because their prices were better, even regular prices were better than Rite Aid. But with the cost of gas now, and the locked cases, it's not worth it now.

I don't shop online and no hubby to go get stuff. I need to get out anyway.

Big Lots used to be Pic N Save, if you all recall. I think the latter is a better name, though my local store had a lot of junk. The former name sounds like a lumberyard.

Used to shop at Marshalls for clothes, but the stores near me are now gone. Same with TJ Maxx. Ross is still around.

Originally Posted by Travelinglady

Walmart and Target Have a Secret Hiding Spot for Clearance Items

Note: Bring a tall person with me when I shop.

I rarely look up, no matter what store I'm in. I thought retailers place items they want people to notice at eye level. My grocery store puts clearance items in a strange place, near the restrooms. You can easily walk right past it, because it's not noticeable at all. They have since moved it out closer to the aisle, so it's getting more notice now.

There is stuff up high but they aren't clearance items. Things like small appliances or barbeques.

They also rearrange the store in general every couple of months, which is annoying.

[Travelinglady]

I was just reading about stores having to lock up products since people are stealing so much. What a pain!

[nonightowl]

Originally Posted by Travelinglady

I was just reading about stores having to lock up products since people are stealing so much. What a pain!

It's similar to how we now have to have 2 factor authentication on logging in to stuff, as a password isn't enough anymore. They want to send you a security code now. Harder to log in cause of cybercriminals!

[Travelinglady]

Originally Posted by nonightowl

It's similar to how we now have to have 2 factor authentication on logging in to stuff, as a password isn't enough anymore. They want to send you a security code now. Harder to log in cause of cybercriminals!

I know. I hate that.

[Travelinglady]

Frugal People Are Revealing The Must-Have Items That Save Them So Much Money They Basically Pay For Themselves

[Travelinglady]

Airline Savings Hack

[Travelinglady]

+ Financial Secrets That Most Seniors Never Hear About - Senior Perks


I am now remembering to order senior drinks at fast food places.

[Nammu]

I keep forgetting to use senior discounts. I just got told today by everyone in the poker club that they didn’t believe I’m going to be 65. They thought I was around 50. So obviously if I don’t ask for it I’m not going to get it! But I’m not a big spender, except for this time of year when I start buying Christmas gifts.

[Travelinglady]

Airline Savings Hack

[Travelinglady]

Seniors Are Rushing To Claim These Benefits In 2023 (Check If You Qualify)

[Travelinglady]

+ Financial Secrets That Most Seniors Never Hear About - Senior Perks

[Travelinglady]

‘Tired of being played for suckers’: President Biden just proposed a new retirement rule that could help Americans save 'tens of thousands of dollars' over time — here's how it works