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Default Dec 16, 2023 at 09:18 PM
  #61
4 Social Security Changes Joe Biden Wants to Make: Is 2024 the Year They Become Reality?

My brain shuts down when it comes to numbers. Help! What do you all think?
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Default Jan 10, 2024 at 07:48 PM
  #62
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Default Jan 14, 2024 at 03:47 PM
  #63
Has Congress Really Stolen Trillions From Social Security? Here's the Truth.

I'll check into that site. I hope some of us can get more money!
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Default Jan 18, 2024 at 12:28 PM
  #64
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Default Jan 30, 2024 at 01:37 PM
  #65
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Default Mar 23, 2024 at 09:52 PM
  #66
https://currently.att.yahoo.com/news...150310332.html

Sad to say, when social security was set up, few people lived to be 65. Hence, the age choice.
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Default Mar 23, 2024 at 10:00 PM
  #67
The republicans tipped their hand asking for cuts and raising the age. The democrats have a solution, tax the wealthy and corporations.

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Red face Apr 28, 2024 at 02:06 PM
  #68
Do anybody here have a Medicare Supplemental Plan?

These plans are not the same as a Medicare Advantage Plan.

The supplemental plan is more commonly known as Medigap coverage.

It helps to cover the costs that Part A & B of regular Medicare do not.

If you do have this coverage, what is your opinion on it?

I can sign up in February when I turn 65 ...

Plan G seems to be the most popular one they have.

It seems it could save one from incurring catastrophic medical debt ...

Thanks!

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Default May 18, 2024 at 04:25 PM
  #69
We need to look at it. I'll ask my husband.

The coming Social Security fight could be 1983 all over again


Oh, dear.
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Default May 18, 2024 at 04:43 PM
  #70
I fear what the gop would do if the orange guy wins. They will gut social security and Medicare.

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Confused Jun 03, 2024 at 01:30 PM
  #71
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I fear what the gop would do if the orange guy wins. They will gut social security and Medicare.
Yeah I thought of that. Is anyone here not old enough for “full retirement” but old enough to collect? I’m finally 62 but I’m supposed to wait until I’m 67 to get the “full benefit”. It’s supposed to increase but it’s measly anyway and everything else will go up too. And it might not be there if I wait.

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Social Security Issues

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Social Security Issues

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Default Jun 03, 2024 at 08:39 PM
  #72
I think I'm in the category (not old enough for “full retirement” but old enough to collect).

I was planning to wait as long as possible before I retire. I'm married, so if I don't make it, I can leave behind a pretty good spousal benefit.

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Unhappy Jun 05, 2024 at 11:51 AM
  #73
I don’t know if I can afford to wait, nor if I can afford to pay a financial advisor on whether to do so. They are not cheap. A Catch 22.

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Red face Jun 10, 2024 at 07:02 AM
  #74
Can you afford to live on what you'll be receiving each month if you take it early?

If so, I'd go ahead and take it ...

Keep in mind that I'm not a professional, just expressing my humble opinion.

Keep in mind you can't apply for medicare coverage until you're 65 though.

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Default Jun 10, 2024 at 06:31 PM
  #75
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Originally Posted by nonightowl View Post
I don’t know if I can afford to wait, nor if I can afford to pay a financial advisor on whether to do so. They are not cheap. A Catch 22.

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Interesting question so I googled it. I asked, is there a calculator to figure out social security benefits at 62 vs 67 and a SSA site popped up. Took me right to a calculator and a social security site for planing.

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Default Jun 11, 2024 at 04:53 PM
  #76
I am 69, so I get full benefits. And I was on disability and was switched to Medicare when I turned 62.
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Red face Jun 12, 2024 at 04:27 AM
  #77
I was approved for SSDI at age 60 ...

The SSDI Benefits will convert to regular Social Security Retirement when I turn 67.

I have the Original Medicare Parts A & B ...

I can apply for the Medicare Supplement Plan G in December.

There's a 6 month window of your 65th birthday to do that, and ...

They can't ask about, deny coverage nor charge extra for preexisting conditions during that time. 😅

Of course, there's an extra monthly premium for that coverage, but ...

It covers what Parts A & B do not once you've paid the deductible.

Basically all your healthcare needs end up covered at 100%!

Kinda hard to pass that up ...

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Unhappy Jun 12, 2024 at 11:54 AM
  #78
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Originally Posted by Pflowers View Post
Can you afford to live on what you'll be receiving each month if you take it early?

If so, I'd go ahead and take it ...

Keep in mind that I'm not a professional, just expressing my humble opinion.

Keep in mind you can't apply for medicare coverage until you're 65 though.

No and any so-called increase is measly. They send me a physical letter each year showing what the amounts would be, as estimates. 65, 65, 65. Maybe I don’t belong in this thread. Everyone is older than me or is getting something. If I didn’t get life insurance benefits I’d be in a tent. My only consolation if you call it that is that I heard this is common. Only a small percentage of seniors can retire comfortably or have the luxury to wait.

The GOP might take it away.

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Social Security Issues

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Social Security Issues

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Unhappy Jun 12, 2024 at 02:05 PM
  #79
It is a struggle @nonightowl ...

And, you do belong here, so please don't feel like you don't ...
________

My benefit is just under 23K a year ...

Not much wiggle room left after I cover the rent and basic necessities.

I also had some preexisting debt before becoming disabled, and I'm trying to get that paid off as well.

Back when I was working (bus operator), I made twice what I bring home now, and ...

I could always pick up a charter or two to add a little extra income to that if I wanted too.

I'm unable to do any kind of work now ...

My world has become smaller and smaller as the reality of my situation has settled in!

It's been quite an adjustment to say the least!

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Default Jun 14, 2024 at 12:22 PM
  #80
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No and any so-called increase is measly. They send me a physical letter each year showing what the amounts would be, as estimates. 65, 65, 65. Maybe I don’t belong in this thread. Everyone is older than me or is getting something. If I didn’t get life insurance benefits I’d be in a tent. My only consolation if you call it that is that I heard this is common. Only a small percentage of seniors can retire comfortably or have the luxury to wait.

The GOP might take it away.

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