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Default Feb 12, 2023 at 01:46 PM
  #41
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Default Feb 13, 2023 at 03:10 PM
  #42

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Red face Feb 17, 2023 at 06:41 PM
  #43
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Default Jul 16, 2023 at 01:29 PM
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Default Jul 16, 2023 at 01:43 PM
  #45
The good thing is that the house will waste their time on cutting SS but they don’t have the senate on their side. That time away from their unicorn hunting of Biden.

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Default Sep 20, 2023 at 05:15 PM
  #46
Social Security Cuts Are on the Table: How the Current Proposal Can Impact You

At least I'm already on Social Security. My younger son, who is 30, is already saving up for retirement, assuming SS will be non-existent by the time he's eligible anyway.
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Default Oct 15, 2023 at 05:20 PM
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Default Oct 17, 2023 at 01:16 PM
  #48
Yes here is an excerpt from the article you mentioned

Quote:
The problem comes, however, if scary Social Security headlines about the program running out of money end up prompting you to claim your retirement benefit checks earlier than you otherwise would have.

Claiming benefits early has financial consequences that can last throughout your retirement, as early filing penalties could reduce your check by up to 30%, while forgoing delayed retirement credits means missing out on a benefit boost worth as much as 8% annually.

Rather than anticipating Social Security won't be there for you, it's best to make your decisions about claiming benefits while operating under the assumption you're likely to get most or all of the promised money, since lawmakers are unlikely to allow such a popular program to be drastically cut.

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Default Oct 23, 2023 at 01:24 PM
  #49
4 Social Security Shakeups from Biden That Could Hit Your Wallet by 2024


The GOP wants to do away with SS, doesn't it? Something does have to change, alas.
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Default Oct 23, 2023 at 03:08 PM
  #50
Those changes are mostly positive especially to the elderly and low income earner. Taxing those that earn over 400, 000 isn’t a bad idea.

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Default Oct 29, 2023 at 01:54 PM
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Default Nov 03, 2023 at 09:45 PM
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Default Nov 03, 2023 at 09:49 PM
  #53
I think Stanley needs to pay his taxes

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Default Nov 21, 2023 at 04:29 PM
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Default Dec 09, 2023 at 05:59 PM
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Default Dec 09, 2023 at 11:16 PM
  #56
'Spending like drunken sailors': Billionaire Stanley Druckenmiller says US seniors need to 'take a cut' in Social Security — when it isn't enough for many boomers at present. Is he right?


SInce he's a billionaire, I think he should shut up. Doesn't he know about the many seniors who are just surviving on their social security and have paid for it for years. "Spending like drunken sailors"? What planet does he live on?
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Default Dec 10, 2023 at 12:37 AM
  #57
I agree. And since drunk sailors are usually passed out they don’t spend much. His meme makes no sense.

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Default Dec 10, 2023 at 12:07 PM
  #58
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I didn't read it, as I know I'm not old enough anyway. Yeah they want you to wait till you're a certain age to get the maximum benefit, but what if you need it sooner to LIVE???!!! The government lives in a different world. I know my benefit will MEASLY, and part of your benefit is based on your earnings. So if you had low earnings or periods of unemployment, your benefit is even lower.

Currently you have to be 62 at least, last I heard. If they keep increasing the age I'm screwed. I didn't know we have fewer young people working. Is that because of a decline in births? I didn't know about that. I thought they were decreasing the age to be eligible, because I don't recall it being 62 in the past. It was 65 I think. Also, I think it depends on what year you were born.

I've been thinking of eugenics lately. It seems they want to make it harder for disabled, poor, and older folks to survive. I know GOP wants to get rid of Medicare and SS. How are people to survive? They want you to work, but all these jobs they tout are too physically demanding for many older people. They expect you to have something else, like a company pension. Companies don't do that now; they want you to have a 401(k) and be on your own. Thanks to world conditions and COVID, my 401(k) has lost money.

Employers demand volatile hours and ability to walk/stand for hours and lift 70 lbs. I can't do that. They make it hard to even qualify for disability, as they have their arbitrary list of conditions you have to have. And they demand proof. Reject most people, then they have to appeal. I heard all this from reliable sources: People who have applied and finally got it. I even talked to a veteran who told me because he gets disability, he doesn't get certain VA benefits. They are requiring documents he doesn't have. He's been on hold for HOURS to talk to someone, only to be told to call this other number.

One can have undiagnosed conditions, but one has to go to multiple doctors to see if it's so. And how to pay for it? What if that visit isn't covered and considered "medically unnecessary"?

I don't know where this arbitrary age of 65 comes from, but it makes me want to vomit. Even for this new RSV, those age 65 and older are at risk. If you're 64 you're in the clear. I HATE the number 65 now. For many years, I was told I had to be 55 for various "senior" things. Then after that, I had to be 60 or 62. I have to be 62 to get a bus fare discount. (I'm 61) 65 for Medicare. Retailers like Ross give those 55 and older a discount but I don't have any money to spend. When I reach 65, they will tell me I have to be 70. Then 75, then 100.

The "Friendship Line' during COVID lockdowns said I had to be 60 and older to be eligible or "entitled" to feel lonely. Or disabled.

I agree that one should get the amount they had when working, but that will never happen. When I was at a big company with a lot of benefits in the 90's, we had private disability as a benefit. Everyone was covered. You'd get 60% of your earnings, way more than the government gives.

If they do away with these programs, we'll have even more tents out there. Not everybody has FAMILY or FRIENDS.

Yeah, on my soapbox again.
I don’t think they increasing the age because fewer younger people work. People live longer. So if in the past person lived 5 years after retirement (just an example), they now live maybe 20. So social security has to last longer
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Default Dec 10, 2023 at 12:09 PM
  #59
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Originally Posted by Travelinglady View Post
'Spending like drunken sailors': Billionaire Stanley Druckenmiller says US seniors need to 'take a cut' in Social Security — when it isn't enough for many boomers at present. Is he right?


SInce he's a billionaire, I think he should shut up. Doesn't he know about the many seniors who are just surviving on their social security and have paid for it for years. "Spending like drunken sailors"? What planet does he live on?
That’s just gross. Social security is minuscule even if you worked your whole life and made decent money. Spend on what??? One can barely survive on SS.
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Default Dec 10, 2023 at 08:26 PM
  #60
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I don’t think they increasing the age because fewer younger people work. People live longer. So if in the past person lived 5 years after retirement (just an example), they now live maybe 20. So social security has to last longer
It's terrible to know where the number 65 came from. It was made the minimum age because back then people didn't likely even live to that age! Now that people are living longer.....

The GOP doesn't believe in the government helping anyone. They have claimed that the churches should do that. Guess what? Many churches are mainly attended by older people. The Democrats are doing their best to try to help us, but they do need to make some changes, given the monetary situation.

Younger people do pay the SS for older people, just like we did when we were younger. It's not like there's a bank box that contains the money for each person, and that money gets paid to us at the SS age. So, I think it's fewer younger people AND people living longer.
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