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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,970
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#1
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SprinkL3
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*Beth*, nonightowl, Skeezyks, SprinkL3
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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,970
(SuperPoster!)
14 23.2k hugs
given |
#2
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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,970
(SuperPoster!)
14 23.2k hugs
given |
#3
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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,970
(SuperPoster!)
14 23.2k hugs
given |
#4
How Social Security Could Change Under Biden
(Not meant to be a political issue--just what might happen) |
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Desert Kitty hates titles
Member Since Jul 2008
Location: TARDIS
Posts: 10,127
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#5
There's no "security" in Social Security. What a misnomer. It may not be around when I'm old enough. And the government often punish people who work to make ends meet by reducing their benefits.
__________________ Call me "owl" for short! Hmmm....looks like some good tips in here. "Okay, enough photos. I'm a very BUSY Business Kitty, so make an appointment next time." |
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Travelinglady
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Crone
Member Since May 2010
Location: Some where between my inner mind and the solar system.
Posts: 73,348
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#6
I can’t post links but if you google Social security and cola you will see that we’re on track for the biggest cost of living increase in decades.
SS is not going to disappear anytime soon unless T**** wins and dismantles the government. It’s the Republicans that threaten all the time to do away with it and surprisingly there’s a number of people voting against themselves and their best interests by voting for the gop __________________ Nammu …Beyond a wholesome discipline, be gentle with yourself. You are a child of the universe no less than the trees and the stars; you have a right to be here. …... Desiderata Max Ehrmann |
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nonightowl
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avagabor, lizardlady, Travelinglady
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Desert Kitty hates titles
Member Since Jul 2008
Location: TARDIS
Posts: 10,127
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#7
Quote:
Many people can't live off the meager benefits, and if you're out of work for a long time or worked in low wage jobs, your benefit is even more pathetic. I'm always afraid those threats will come true, since any of the GOP could do that, not just Orange Man. They also wanted to cut food stamps, Medicaid. Those are lifelines for people, what little we have in the way of safety nets. __________________ Call me "owl" for short! Hmmm....looks like some good tips in here. "Okay, enough photos. I'm a very BUSY Business Kitty, so make an appointment next time." |
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Travelinglady
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Crone
Member Since May 2010
Location: Some where between my inner mind and the solar system.
Posts: 73,348
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14 55.9k hugs
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#8
It for current people and I’m well aware benefits are not enough as I’m on SSDI and have been so for years. Currently I’m looking into a part time job to supplement my income as I need money for a new used car as the one I have is one thing after another. It’s hard though between my deafness and my back to find something I could do.
__________________ Nammu …Beyond a wholesome discipline, be gentle with yourself. You are a child of the universe no less than the trees and the stars; you have a right to be here. …... Desiderata Max Ehrmann |
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CANDC, nonightowl
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Travelinglady
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Desert Kitty hates titles
Member Since Jul 2008
Location: TARDIS
Posts: 10,127
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#9
Quote:
I can't stand/walk all day or even half a day, work/drive at night, or lift/move heavy stuff. It has to be in person, not "remote" as I don't have the technology and that's only for certain work as well. With these new strain of COVID, I don't see a lot of indoor positions like before. If I wasn't old enough to collect from my IRA I don't know what I would have done or what would have happened. __________________ Call me "owl" for short! Hmmm....looks like some good tips in here. "Okay, enough photos. I'm a very BUSY Business Kitty, so make an appointment next time." |
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CANDC, Nammu, Travelinglady
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Super Moderator
Community Support Team Community Liaison
Chat Leader Member Since May 2014
Location: Northeast USA New England
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#10
Quote:
__________________ Super Moderator Community Support Team "Things Take Time" |
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Nammu, Travelinglady
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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,970
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14 23.2k hugs
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#11
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Magnate
Member Since Aug 2017
Location: earth
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#12
Geez, I feel blessed that I have enough food to eat, clothes to wear, and a place to sleep. I don't think I will receive SSI since I have not earned enough so I need to work until I drop dead. My parents receive SSI but it is not enough. I don't know how the elderly get by in the USA but there is not much of a social welfare system here. I feel blessed but realize the system is broke. I want to work but don't know if I will find another job.
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Travelinglady
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Desert Kitty hates titles
Member Since Jul 2008
Location: TARDIS
Posts: 10,127
16 7,554 hugs
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#13
Quote:
SSDI isn't based on financial need but SSI is, yet you can't have more than a certain amount in the bank or value of total assets. Most people are rejected when applying for either, after waiting months for approval, and an "appeal" takes forever. I agree that the system is very, very broken here. The government punishes people for making "too much" or "over the income threshold" which is very low. If you get food stamps for example, they'll reduce your benefit if you make over a certain amount. (I know FS is not just for seniors but it's just an example) Age requirements for SS, punitive rules for 401(k)'s, etc. I don't know how ANYONE makes it in the US unless you have a high income and strong safety net (financial and human). The "jobs" they keep touting are too physically demanding for seniors, what with all the walking/standing or volatile working hours. They require you to already have certain skills and don't want to train now. We stigmatize the unemployed, senior or not. In the US you're supposed to pull yourself up by your bootstraps and have a positive attitude. It will get you what you need. Sorry, but you can't tell your landlord you can't pay rent but have a positive attitude. If not for my modest 401(k) (which has lost money because of world events) I'd be on the street or dead. I would have to work too but I don't know what I can apply for or do. A lot of employers want the sun and the moon, plus another language spoken. And they have the nerve to say they can't find enough workers to fill their vacancies. The "economy is strong" according to the government. Well they just count CLAIMS and that's not accurate. Once you run out of unemployment, you drop out of the system and don't get counted anymore, even if still unemployed. So the unemployment rate is "low" and things are rosy. Not everyone even qualifies for unemployment. All the fraudulent COVID claims that got through make me sick. The government uses outdated software so thieves gamed the system. Done with my rant on this for today. __________________ Call me "owl" for short! Hmmm....looks like some good tips in here. "Okay, enough photos. I'm a very BUSY Business Kitty, so make an appointment next time." |
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Travelinglady
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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,970
(SuperPoster!)
14 23.2k hugs
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#14
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Desert Kitty hates titles
Member Since Jul 2008
Location: TARDIS
Posts: 10,127
16 7,554 hugs
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#15
Here's an article I read about older people trying to survive and ageism:
Help Wanted: No Over-50s Need Apply | Barron's I'm not even old enough for stupid SS and my benefit is peanuts. If one works mostly in low paying jobs, one gets a lower benefit. If you're in high paying jobs, you get a higher benefit. It looks at the highest 30 years of your earnings. The article is so true. They do use language like "must be able to stand/walk for long periods", knowing very well most seniors can't do that. Or "Must be bubbly and energetic while being positive and working variable shifts as business needs dictate." __________________ Call me "owl" for short! Hmmm....looks like some good tips in here. "Okay, enough photos. I'm a very BUSY Business Kitty, so make an appointment next time." |
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Travelinglady
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Travelinglady
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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,970
(SuperPoster!)
14 23.2k hugs
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#16
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nonightowl
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Super Moderator
Community Support Team Community Liaison
Chat Leader Member Since May 2014
Location: Northeast USA New England
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#17
One thing I learned is if you are on disability if converts to regular Social Security at age 66 if that applies to anyone.
If you were married for 10 years or more there are provisions where you can collect spousal benefits while waiting till later to collect full benefits. I am not certain of the details but just mentioning that in case it applies to anyone. __________________ Super Moderator Community Support Team "Things Take Time" |
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Travelinglady
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Member
Member Since Aug 2021
Location: USA
Posts: 223
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#18
Social Security is a misnomer as no one is expected to be able to LIVE on SS alone. The whole thing needs to be revamped.
BUT that is going to be very hard because SS is a cash cow for the government. It used to be most of next generation relied on inheritances , ( still is in many cases ). Then there used to be a middle class that busted their butts for a company that paid well and gave their workers good benefits, ( like retirement funds , health care , stocks and whatever ). Now you have a basically part time work force so that the employers don't have to give them benefits . The "middle class" is disappearing. So you either got it or you don't. The educational system in this country is in the toilet. NO ONE should be starving in America ! ETC....ETC..... As long as human beings are around your going to have many many problems, and SS is influenced by human nature. (BTW: There's no way you can talk about SS and leave politics out of it.) __________________ Trying to Live in the Moment |
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nonightowl, Travelinglady
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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,970
(SuperPoster!)
14 23.2k hugs
given |
#19
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moodyblue83, nonightowl
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Desert Kitty hates titles
Member Since Jul 2008
Location: TARDIS
Posts: 10,127
16 7,554 hugs
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#20
I’m not married. I know if one goes on SSDI they are automatically enrolled in Medicare even if not that magical age of 65. If you inherit money you get dropped from Medicaid and food stamps unless disabled. And that’s hard to qualify for with all the proof the government demands of medical conditions.
MoodyBlue I agree that name is a misnomer. There’s certainly no security in it. What a joke. I think EVERYTHING in this country needs revamping. The entire system. The SS might have worked for previous generations but then again the cost of living wasn’t what it is now. There are more and more luxury buildings going up here while more tents appear at the same time. So many people on the streets because they can’t afford a place to live and have no family. The safety nets are inadequate whether for unemployment or rental assistance or what not. Companies make people fend for themselves when it comes to retirement now. This entire country has been in the toilet for many decades I think. And I feel somebody is trying to make this a country for rich people only. It’s like a dystopian or science fiction novel or movie. ——— Posted directly on site using iphone __________________ Call me "owl" for short! Hmmm....looks like some good tips in here. "Okay, enough photos. I'm a very BUSY Business Kitty, so make an appointment next time." |
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Travelinglady
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moodyblue83, pachyderm
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