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Old 01-05-2022, 12:16 AM   #1
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Default Social Security Issues

73% of Americans Are Buying Into a Dangerous Social Security Myth | The Motley Fool
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Old 07-08-2022, 06:44 PM   #2
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Social Security Recipients Could Soon See the Biggest Benefits Change in Over 40 Years | The Motley Fool
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Old 07-16-2022, 05:57 PM   #3
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How Many Hours Can You Work and Still Collect Social Security? | GOBankingRates
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Old 07-24-2022, 03:10 PM   #4
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How Social Security Could Change Under Biden

(Not meant to be a political issue--just what might happen)
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Old 07-28-2022, 11:16 AM   #5
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Unhappy Re: Social Security Issues

There's no "security" in Social Security. What a misnomer. It may not be around when I'm old enough. And the government often punish people who work to make ends meet by reducing their benefits.
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Old 07-28-2022, 11:59 AM   #6
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I canít post links but if you google Social security and cola you will see that weíre on track for the biggest cost of living increase in decades.

SS is not going to disappear anytime soon unless T**** wins and dismantles the government. Itís the Republicans that threaten all the time to do away with it and surprisingly thereís a number of people voting against themselves and their best interests by voting for the gop
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Old 07-28-2022, 01:40 PM   #7
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Quote:
Originally Posted by Nammu View Post
I canít post links but if you google Social security and cola you will see that weíre on track for the biggest cost of living increase in decades.

SS is not going to disappear anytime soon unless T**** wins and dismantles the government. Itís the Republicans that threaten all the time to do away with it and surprisingly thereís a number of people voting against themselves and their best interests by voting for the gop
Is this just for people currently collecting only or for future generations? Yeah I know I can just Google it but not in the right frame of mind for that right now.

Many people can't live off the meager benefits, and if you're out of work for a long time or worked in low wage jobs, your benefit is even more pathetic.

I'm always afraid those threats will come true, since any of the GOP could do that, not just Orange Man. They also wanted to cut food stamps, Medicaid. Those are lifelines for people, what little we have in the way of safety nets.
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Old 07-28-2022, 03:22 PM   #8
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It for current people and Iím well aware benefits are not enough as Iím on SSDI and have been so for years. Currently Iím looking into a part time job to supplement my income as I need money for a new used car as the one I have is one thing after another. Itís hard though between my deafness and my back to find something I could do.
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Old 07-28-2022, 03:28 PM   #9
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Quote:
Originally Posted by Nammu View Post
It for current people and Iím well aware benefits are not enough as Iím on SSDI and have been so for years. Currently Iím looking into a part time job to supplement my income as I need money for a new used car as the one I have is one thing after another. Itís hard though between my deafness and my back to find something I could do.
I don't have enough for SSDI and no disability to qualify anyway. I'm not even old enough to collect so decided not to research it. I'm not even old enough for a discount on bus fare. They keep touting "jobs, jobs, jobs" but there's only certain types of things I could do. And those aren't plentiful to say the least.

I can't stand/walk all day or even half a day, work/drive at night, or lift/move heavy stuff. It has to be in person, not "remote" as I don't have the technology and that's only for certain work as well. With these new strain of COVID, I don't see a lot of indoor positions like before.

If I wasn't old enough to collect from my IRA I don't know what I would have done or what would have happened.

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Old 07-28-2022, 05:50 PM   #10
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Quote:
Originally Posted by Nammu View Post
It for current people and Iím well aware benefits are not enough as Iím on SSDI and have been so for years. Currently Iím looking into a part time job to supplement my income as I need money for a new used car as the one I have is one thing after another. Itís hard though between my deafness and my back to find something I could do.
Used cars have really zipped up in price. Good luck with your search.
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Old 09-04-2022, 02:23 PM   #11
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Default Re: Social Security Issues

Big Changes Are Coming to Social Security in 2023. Here's What Retirees Must Know.
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Old 09-07-2022, 05:01 PM   #12
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Geez, I feel blessed that I have enough food to eat, clothes to wear, and a place to sleep. I don't think I will receive SSI since I have not earned enough so I need to work until I drop dead. My parents receive SSI but it is not enough. I don't know how the elderly get by in the USA but there is not much of a social welfare system here. I feel blessed but realize the system is broke. I want to work but don't know if I will find another job.
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Old 09-08-2022, 01:02 PM   #13
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Geez, I feel blessed that I have enough food to eat, clothes to wear, and a place to sleep. I don't think I will receive SSI since I have not earned enough so I need to work until I drop dead. My parents receive SSI but it is not enough. I don't know how the elderly get by in the USA but there is not much of a social welfare system here. I feel blessed but realize the system is broke. I want to work but don't know if I will find another job.
SSI is based on medical conditions making you unable to work. SSDI requires a certain amount of work credits, even if you have medical conditions. So if you don't have enough, you don't get it even if disabled. SSI is so draconian, you have to be practically on your last dime. And they demand a lot of proof of medical conditions, be it physical or mental, that keep you from working or working full-time.

SSDI isn't based on financial need but SSI is, yet you can't have more than a certain amount in the bank or value of total assets.

Most people are rejected when applying for either, after waiting months for approval, and an "appeal" takes forever.

I agree that the system is very, very broken here. The government punishes people for making "too much" or "over the income threshold" which is very low. If you get food stamps for example, they'll reduce your benefit if you make over a certain amount. (I know FS is not just for seniors but it's just an example)

Age requirements for SS, punitive rules for 401(k)'s, etc. I don't know how ANYONE makes it in the US unless you have a high income and strong safety net (financial and human).

The "jobs" they keep touting are too physically demanding for seniors, what with all the walking/standing or volatile working hours. They require you to already have certain skills and don't want to train now.

We stigmatize the unemployed, senior or not. In the US you're supposed to pull yourself up by your bootstraps and have a positive attitude. It will get you what you need. Sorry, but you can't tell your landlord you can't pay rent but have a positive attitude.

If not for my modest 401(k) (which has lost money because of world events) I'd be on the street or dead. I would have to work too but I don't know what I can apply for or do. A lot of employers want the sun and the moon, plus another language spoken. And they have the nerve to say they can't find enough workers to fill their vacancies.

The "economy is strong" according to the government. Well they just count CLAIMS and that's not accurate. Once you run out of unemployment, you drop out of the system and don't get counted anymore, even if still unemployed. So the unemployment rate is "low" and things are rosy.

Not everyone even qualifies for unemployment. All the fraudulent COVID claims that got through make me sick. The government uses outdated software so thieves gamed the system.

Done with my rant on this for today.
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Old 09-15-2022, 04:59 PM   #14
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Social Security COLA increase may not be as big as expected

Oh, well.
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Old 09-16-2022, 01:40 PM   #15
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Here's an article I read about older people trying to survive and ageism:

Help Wanted: No Over-50s Need Apply | Barron's

I'm not even old enough for stupid SS and my benefit is peanuts. If one works mostly in low paying jobs, one gets a lower benefit. If you're in high paying jobs, you get a higher benefit.

It looks at the highest 30 years of your earnings.

The article is so true. They do use language like "must be able to stand/walk for long periods", knowing very well most seniors can't do that. Or "Must be bubbly and energetic while being positive and working variable shifts as business needs dictate."

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