Cthomas, I can actually relate to your financial situation. Though I haven't been a victim of identity theft, I'm struggling to make sure my car is paid for and insured every month. I can understand that feeling of frustration when you can't seem to rake in enough money to pay bills. Last month was the closest I've ever come to screwing up and paying late. Actually, my car note was late but only by two days.

So I feel you! It gets hard, but I'm here for you -- as is everyone else!