I am 26 and also bipolar. I don't know a whole lot about medicare, I thought people our age got medicaid. I apologize, I don't know the difference. I hope you can get your meds. I had a similar problem last year since I got married. My husband didn't know he had to add me within a certain time frame, and I had to pay out of pocket. I was going through a mental breakdown, so I understand your pain. If u ever want to talk you can msg me.