I am utterly allergic to stress, and yet I continue to choose jobs that are VERY stressful. Still haven't figured out why.......guess it's just because I always think "this time it's gonna be different". Hope springs eternal and all that.

Personally, however, I think I'd have to be completely incapable of doing any meaningful work whatsoever before I'd go on disability. Not only because it's hard to get on SSDI with "only" a mental illness, but because the structure provided by a job is good for us. It keeps our hands and our minds busy, it forces us to stick to a schedule and adopt a routine that works for us, and it gets us out of our heads for awhile....all good things. Just my $0.02 worth.