I don't think a therapist should ever say "we are not equals." That's just a bid for control to me. They can believe it as much as they like, but be quiet about it.

Art - correct me if I'm wrong, but it seems like every time you announce an intention to take a break, your therapist finds some way to stymie it. Possibly I'm seeing a pattern that isn't there, but whether or not it is there I agree with your husband - don't go. Fulfill your word to yourself before any obligation to her. And show her who's the boss. You might also find that you don't need her as much as you think - and she may be scared of you realizing that.