I've already spied about the debts. He's about $15,000 in credit card debt. I was upset a few years ago when it was only $500! Tack on about another $3000 in Pay Pal credit where he went when his credit card limits were reached. Owes about $10,000 on student loans, another $10,000 on a motorcycle loan. He never gets anywhere with these because he makes $100/month payments and then gets $75 interest tacked on.


And he won't EVER save. He never has and won't now. Sure he'll tell me after he sees how much our bills are that he'll bring his lunch to work everyday(that is, when he goes) and he won't buy video games and computer parts and motorcycle parts. That will last for a week and then the next week he's buying lunch every day because he's tired of making his own, going out with coworkers and spending $50 at a bar, buying a new, faster computer part for $200, a new, faster motorcycle part for $500. It doesn't matter how much I talk to him about it, he won't do it after a few days and go back to his usual ways.