Quote:
Originally Posted by Innerzone
And it all came crashing down...
Yesterday got a letter informing me I no longer had insurance. So BOOM, just like that, I have no pdoc, no T, no doctor, no meds. I don't even know if I have refills, if I can afford them (probably not, there are quite a few), and if I don't have refills or can't afford them, I'll be doing withdrawals from everything at once, during the crazy busy season at work.
I have a part time minimum wage job, and I'm supposed to be able to make it in the open marketplace??! F'ing seriously??! With all my problems (and now having to worry about "pre-existing conditions" issues)? I also have an arm that is a total mess on top of the psych stuff.
I am ... well, not at all in a good state of mind. Euphemism. They said I can complete some application, but I can't imagine being able to afford them. Also, any application would reflect my wages during the busy season, which are not typical. Even if I can afford anything, how long will this take?
I am in a very, very dark state of mind.
So much for not catastrophizing. It has come to pass. Many expletives...
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OMG, I am so sorry. Health insurance in the U.S. SUCKS. We have it, and it still sucks; our deductible is $7500 and each of the 3 of us have to have $2500 medical expenses (paid in full) before the health insurance kicks in. I'm the only one it's kicked in for, thanks to needing an ambulance, trauma surgery, hospital stay, followups. Yeah, it was over $75,000 the hospital alone billed the insurance, not counting the surgeons & GI doctor. So I ran up well beyond $7500 in medical expenses, not that it's paid. I think I'm on the 9 year long payoff plan with the hospital alone ($65 a month to them), the EMS takes $25 a month, the trauma surgeons another $60/month. I am going to be in medical debt forever...
Sorry you don't live around here. The counties near the large cities especially Houston, Dallas, Austin too I think have free to very low sliding scale mental health care. Definitely not the greatest thing around, and they will overprescribe in a jiffy, give you enough Klonopin in a month to last a year (well, that was before they tightened the laws on benzos). It worked better in my college county; around Houston, it's dull & depressing & you wait an age past your appointment time, but at least it is something. They do sliding scale to free, taking into account all your expenses - housing, groceries, children, all your bills, etc. I've had to use it more than I like to get by.