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Old Aug 11, 2013, 08:36 AM
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Shandar Shandar is offline
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So I emailed some Ts this morning to see if they are able to work with me because of changing insurance. We switch to a new provider in a few weeks. But after I did that I got stuck on:

How the hell will we even pay for this? My husband does not work and has not for the past 2.5 years. We are relying on my income to support us. Even with the insurance we have a $50 copay. How can we possibly absorb another copay. As it is we already pay out about $250 in copays on the medicine for mostly him (he is diabetic). Granted, that is still a world better than some insurance plans we have had, but still.

Perhaps seeing the T once a month won't be to hard to absorb but more than that....

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  #2  
Old Aug 11, 2013, 06:20 PM
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BlessedRhiannon BlessedRhiannon is offline
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Some therapists offer sliding scales...you could ask about it.

I hate to say it, but you probably won't get much benefit out of once a month appointments, at least not at first.

My insurance doesn't cover my therapist, so I pay her full fee out of pocket. I've had to find ways to cut out other things so that I can continue to see her. I decided my mental health was important and found ways to make it work.
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Old Aug 11, 2013, 08:35 PM
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shortandcute shortandcute is offline
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Quote:
Originally Posted by BlessedRhiannon View Post
Some therapists offer sliding scales...you could ask about it.

I hate to say it, but you probably won't get much benefit out of once a month appointments, at least not at first.

My insurance doesn't cover my therapist, so I pay her full fee out of pocket. I've had to find ways to cut out other things so that I can continue to see her. I decided my mental health was important and found ways to make it work.
I may have to do that seeing my chiropractor; my insurance was paying for me to see an osteopath, but after a while, he felt that it would be better if I started seeing a chiropractor. But my medicaid doesnt pay for it. But I really need to see one really bad. Fortunatly my medicaid does pay for my therapy.
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  #4  
Old Aug 13, 2013, 05:12 AM
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Shandar Shandar is offline
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I have my first appointment with a t next Tuesday. I keep telling myself that I am ok and that I don't need to see anyone. I know my thoughts and feelings are excessive but i have managed them ok since i was a kid. Awe f*** I don't know.

I have a hard time concentrating. I have thoughts of cutting myself (and that is new by the way), I have thoughts of hatred and rage, I have thoughts of wanting to beat people with a baseball bat, I hate my self image, I have no confidence, my only trusted friend is my husband and I don't want to share these things with him because I don't want to worry him. I have problems interacting with others, but I force myself to put in the happy face and do it. I started drinking more than I should, looking forward to getting drunk but then hating myself for having done it. Imam having increasing levels of difficulty not exploding. I can't even send a f***ing email at work without worrying about whether it is right. I have lived this way since I was a kid which is why I keep people at arms length. They would not understand. And now....I feel like I am self destructing. I just want to hurt.

But hey....I am normal right?
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Old Aug 13, 2013, 09:36 AM
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tealBumblebee tealBumblebee is offline
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Member Since: Jul 2013
Location: USA
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Quote:
Originally Posted by BlessedRhiannon View Post
Some therapists offer sliding scales...you could ask about it.

I hate to say it, but you probably won't get much benefit out of once a month appointments, at least not at first.

My insurance doesn't cover my therapist, so I pay her full fee out of pocket. I've had to find ways to cut out other things so that I can continue to see her. I decided my mental health was important and found ways to make it work.
I agree with everything BlessedRhiannon said. I go to an office that does not take insurance, and does sliding scale. I pay $25 a session, and I usually pay for two sessions at a time (when I get my paycheck I immediately set the money aside) - so I think its a really good thing to search for when you have financial difficulties. T also made the point that in not taking insurance, she doesn't have to follow insurance rules about the amount of sessions allowed, etc. Good luck!!
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