[Victoria'smom]

So with in 10 days I was able to blow throw over $700 no idea how. I don't have food, no gas, electric's about to get cut and no Christmas presents. We got our son a bed, a bark collar, dining table and some hardware. No idea what else we got. This apathy has me in trouble with no help.

[sidney1771]

Best thing is one step at a time. See it you can return the table. Call the utility companies and discuss the situation. I believe that legally they can't turn off services because you have a child. Get with a local welfare, state or child support rep to make sure you have food. One step at a time. No one will let you or your family go without basic needs. Just reach out for the help. It is there for you and everything will be OK.

If you need help right now, if your son is hungry and there is no food, you can call 911 for help if you don't know what to do. That is OK to do. Just reach out for help and take one step at a time.

I'm sorry to read that this has happened, Miguel'smom. Yes, nowadays it doesn't take allot of effort to go through $700. And with all of the pressure that our consumer society places on us to buy, buy, buy it's easy to spend more than we have available, especially if the things we're buying are things we really do need. And, of course, if one is struggling with apathy, this makes the whole situation just that much more volatile.

I hope you can find a way to resolve your current financial dilemma. Perhaps there are some community resources you can access that would be helpful both with resolving your current difficulties but also with helping you to figure out a way to avoid getting into this situation again in the future.

[tipper1492]

I suggest you save all receipts, and take time to review them, and review what money you have left to spend. Look for coupons. What may be on sale and when. If you can not keep up with your own money, it's not going to hurt anyone but you. Society cares nothing about you are me, they have their own problems.

[BipolaRNurse]

I hope you kept receipts so you can take the items back to the store(s). I've had to do that before when I had manic shopping sprees. That way you can get your money back and pay your utility bills.

[Justugh]

hi again nice lady

it is all good .........like that one guy said there is help just got to call and talk to ppl
1 it is winter time (all power/gas ppl have rules in place about cutting anything off during this time ) ...they will work out something with u to keep it going (cable bill they let it slide but bill u half or so as penitently)

2 food again u are covered u just need to make calls and register for them
google.......Food Bank/Program (your state)

3 gifts well u can see about getting into a program but that is a another google search on your end ....gift for holidays (your state) .....gift for every child program (your state)

4 bill money now that means signing up for a program with the actual state so ....this one is always a ***** and will be 3 to 8 weeks before u hear anything on the path

5 u can borrow cash from someone u know and trust (this is last choice depending on the person u are and they are this can end very badly include jerry springer type of stuff )
a only borrow what u know u can pay back in 6 months to 1 year of time
b family friends does not matter write it down
c if u pay in cash get a note saying they got so much money from u with their INTs by date and amount
d if they say they do not want anything extra back .......accept the offer and just do something nice for them (bubby borrow a good steak and pack of beer they like)
e if they refuse to do the write up and sign thing return the money as fast as possible so the debt is cleared and no u did not pay me that month stuff

money out of the butt move
your car title.........if u own it u can get a loan against it will cost u faster u pay back less it cost
jewelry in hock/pawn ..............u can get a loan of about half to 3/4 value of the piece u will have 60 to 90 days to make a payment of the loan back or full repay......if u miss it u lost the item u can call and see if they have policy of extra 2 week some do some don't (this works with guns and electronics other valuables)

[Victoria'smom]

Call the utility companies and discuss the situation. I believe that legally they can't turn off services because you have a child. Legally the can here and power wont do a plan until back bill is paid.

I'm still trying to figure out where it went. We already owe family/friends over 2k and the holidays mean borrowing anything can't happen. My husband just asked his best friend because we can be honest with him. I have no idea where it went and I have no receipts, I know we bought our son a bed (he had an air bed)and table at salvation army (no refunds), the bark collar (already throw away the box). My thinking at the time "My parents can't see him w/o a bed and no table." My husband is currently on the phone with the crisis line.

As for food: He has eggs, hot dogs, bolony, cheese, and oatmeal. I guess four days it's okay.

We just moved so we don't really have much to pawn but We'll try. I don't have jewelry.

My son's gifts are taken care of via toys 4 tots. It's my parents, grandma and sister + kids and no they don't understand we couldn't afford it. I really wish I knew were the $$ went. I just don't get it.

[Crazy Hitch]

I'm sorry to hear that you are going through this difficult time.

I just wanted you to know that I'm thinking of you.

Take care.

[Justugh]

rest of my methods are illegal but not amoral

i can tell u methods of making cash under the table but it takes time to do
moonshine/wine/brandy
growing a plant that gets a good price from a select older ppl (no one under 30 rule)

I don't think I've ever taken issue with another commenter, but Justugh: your advice makes me cringe (and that's putting it mildly). The last thing Miguel'sMom needs to do is engage in illegal money making schemes as a way to dig out from the current crisis. I really hope you are joking about that.

MM, it sounds like your son is taken care of for the moment. I'm assuming you used a credit card to make all the purchases? If so, can you either cut up that card or give it to someone trustworthy for safekeeping, until you're stabilized? And, be sure to tell your pdoc about the spending.

[Victoria'smom]

Justugh- even if I wanted to do that I wouldn't have time it was/is due tomorrow.

licketysplit I used cash. I'm to poor for a credit card. I became very suicidal last night but the friend that I was talking to agreed to lend us the $. This is better this morning but we'll see how it goes.

[Justugh]

well glad to hear magic came out the butt for u (what i call against all odds it works out)

depending what state u are in it could be legal .........if not then well no worries u got a kiddie but if it is say something to me and i will get u started

i have 3 gallons of 140% moonshine behide me ....cut it back to 100% is 4 and half gallons....gallon goes 80 bucks 100 in winter ..........to make 2 gallons at 140% cost me 35 bucks materials power ....the rest of it is time

moonshine is legal to a set amount should not sell it .........u are not selling it u are trading something for it they did not have what u wanted so they gave u something u could trade for what u wanted much easier then moonshine...........if they had the item i wanted i would trade outright to them

the ren fair here i well trade with all the vendors i have not paid of anything from there in several years except food and beer

[sidney1771]

If you don't know where your money goes, maybe you need to start having someone take care of it for you. Tough to do, but better then borrowing. I'm sure family and friends would love to help prevent crisis as well as climb out of them. I've had to arrange finances in certain ways like that at times.

[Victoria'smom]

maybe you need to start having someone take care of it for you. That thought did cross my mind but usually I have things calculated down to the cent, seriously. I just don't care... like not at all. My house is trashed, $ gone, and I'm just done. So done. I wish my husband could take care of things but he's just done too.

My grandmother's globe fell, it ripped the shelf off the wall land onto the printer & may have broke my son's monitor on the way down. What is my response to look over and keep typing this. Do I plan to get up and look ..... NOPE.

[Justugh]

will 200 bucks help u out

best i can right now .........count it as a x-mas ......just send me good karma waves call it even

before u ask why the answer is simple .........act of random kindness .....good for the soul and the karmaic balance and need all the good i can get

[bumble2u]

Hey there I just wanted to add some hugs your way. I m not sure I can add to much in the way forward but I understand about not paying bills and the wish to make it all ok for that time we are "supposed" to celebrate. I am really good about spending but am still in the minus. I work 7 days a week still it's not enough. You can only do what you can do and I bet that is a lot. I think we are all supposed to celebrate our doings rather than un doings. Oh crap non of this probably helps but I am thinking of you .

[Blitter2014]

As tough as it is, money issues will always come and go. Stay focused on your health and your family. They are fortunate to have you and you them.

Lets hope 2015 is a better year

[Victoria'smom]

I'm going to use this post for awhile because I feel like I post to much. I see T today. I don't like T really but eh, I'll get use to him. We'll see.

[Blitter2014]

Hope your T session goes well

[Victoria'smom]

It did. We went through what would cause involentary commitment and a CPS case. That if needed it'd only be 3 days. He wants a standing safety plan. I told him how I will scare him. How I'll get to the point I can't speak. Partial hospitalization, options. Manly about the confidentiality laws, my fears of over reactions. Oh they finally got my records all 200 pages

[Justugh]

well nice lady u earned a cookie or several ......taught me something to keep from freaking out

u rock

and 200 pages is not all that much .......it is a good sign really .......it is when they ask u to only bring in the records u have for the last 2 years......this time around the talk lady did 10 pages the frist time 2 the 2nd and the pdoc did 3 pages on me in a 15 min meeting (come back in 3 weeks ) that is a total of 3 visits in 2 week 15 pages i sawl written in as i was talking

The number of pages does not = captivating personality. They are noting physical characteristics, affect, speech, cognition, signs of drug use, etc. In MM's case, though, she has a lot of history to capture due to the complexity of her situation.

[Victoria'smom]

Oh, I told T he's going to have an "interesting" read.

[Victoria'smom]

I can't take these pills anymore!! They're making me fat, suicidal-ly board and uninterested in sex. I don't want my ED back. I don't want my head screaming at me. I hate wanting crap food and not having. I hate not having SI tools. I don't want to be breathing.

No, I'm not going to the crisis center. I don't even have my T. I would have no idea where to start. I want to shatter my bones. I don't even know if I could handle the hallucinations off the meds now. I tried playing with red wax it didn't help. my thoughts keep running and circling my head. It's only a matter of time for ANA to come back. I can't stand her screaming but can I stand the bug hallucination? I can't tell anyone in real life because I don't want to hear "but you were doing so well." Apathetic, suicidal, gaining weight board out of my skull is not well! my house is trashed. I want to set it on fire and burn with it. Instead I'm going to sit here on the PC until which time I decide to take my meds or not.

[Justugh]

get in the car we are going to the hospital

u can have the room across from me will toss paper airplanes back and forward
make jokes about something funny u see in there (if u do not laugh at it u will cry so might as well laugh)

not joking if u will go i will get in the car and go too this headache of mine is not going away even with pain pills so i am thinking it is a reaction to the meds oxcarbazepine it started 45 mins after i took my 3rd total dose 1st for the day