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#1
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My BP never caused me to impulsively spend more than like $100 at a time (even though that adds up!) but it's made me ignorant when it comes to bills. More often in times of deep depression. There are times on and off when I was unmedicated and too ill to care or to see that I had to work. I would spend months drinking and stuffing bills in drawers when they came. I'd even stop getting the mail. A few times the mailman put an "unoccupied box" notice in my mailbox. I wouldn't care until the lights got turned off and I'd have to borrow money or take from my inheritance. Now I am grateful and lucky my mother left me money when she passed and I have invested towards things but honestly it's also a curse. And to make things worse, my bf (who isn't MI) is the same way. Head in the sand! Often our cable gets turned off inbetween paychecks ect.
Well I went back to work about 2 months ago after a deep depression and getting back on meds but it's a little too late. Among these bills that I hid away were my property taxes on my house. This will be the second time my house almost went into foreclosure. We are about to go into a payment plan with the county treasury but our current taxes must be paid. Big problem. We have nothing saved. We don't make much money as it is. We are going to have to ask family for help. Who knows if they even will. I blame my own self. The other night I broke down to my dad (who is aware of our situation) and told him we are also behind on condo fees. I cried like a little baby. Even though it felt good to get it out, it doesn't fix things. I blame myself, my depression, my carelessness, my BP and probably even my BPD. I have a job now and I'm playing catch up. But the money goes as fast as it comes. Anyone else been affected by their BP and their poor financial choices? Trileptal 600mg BID Buspar 45mg Seroquel 150-300mg for sleep Ativan 1mg PRN Vyvanse 70mg Risperdal 4-6mg PRN I don't get msgs unless the other person using tapatalk app! |
#2
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I spent myself and my family into bankruptcy not once, but TWICE. I failed to file tax returns for several years and am now paying them a little at a time out of my disability checks. We also lost our home and our way of life because I got to the point where I could no longer work. Now I live with my son because I can't afford my own place. Yes, I'd say BP has affected my finances a bit.
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DX: Bipolar 1 Anxiety Tardive dyskinesia Mild cognitive impairment RX: Celexa 20 mg Gabapentin 1200 mg Geodon 40 mg AM, 60 mg PM Klonopin 0.5 mg PRN Lamictal 500 mg Levothyroxine 125 mcg (rx'd for depression) Trazodone 150 mg Zyprexa 7.5 mg Please come visit me @ http://bpnurse.com |
#3
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I have almost 2k in credit card debt from hypomanic spending. I got the card to buy groceries and immediately pay off to build credit, but instead, I just bought anything and everything and ruined my credit
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#4
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This is a deep question and now looking back over my life I can see how BP
hurt me financially. Its a little tough to explain it right now so I will think it through and get back to you.
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I traded it in for a whole 'nother world A pirate flag and an island girl |
![]() Imah
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#5
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I ran up over $20K of unsecured credit card debt. I can barely remember what all that was spent on. I ended up filing for bankruptcy because I couldn't afford the payments anymore. I've been living off of only cash since. I'm nervous to go back down that road again.
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#6
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I have BP and ADHD and I'm a financial mess.
When something happened and I couldn't pay bills, I just wouldn't pay ANY of them. Mind you I have a son who lives with me who helps with the bills now - we split pretty much 50/50, but anything else - medical, credit cards, etc. has been a mess since I got my first credit card at 18 in college. Actually that's not true. I signed up for a stupid career school that threw me out and I still owed them money. For that reason I cut my nose to spite my face and I REFUSED to pay them. It finally got paid off a couple of years ago and I'm 45. They took my tax returns for a few years which is what paid it off. I like having a roof over my head and the lights on so I tend to keep that going, but I so desperately want to buy a house - it would be CHEAPER than renting - but NOBODY is going to give me a mortgage.
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Dx: Bipolar I, Mixed Type and ADHD w/ Hyperactivity Meds: Adderall XR 30 mg, short acting 15, Trazodone 150 mg, Lamictal 400 mg, Xanax .5 mg (as needed). WARNING! I have ADHD. Expect long winded, off topic responses. Your understanding is appreciated. |
#7
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I'm in the process of filing bankruptcy now, o cannot and do not manage my money, my paycheck goes into my mom's account and I have her write a check to my husband for bills and I get an allowance. Gambling, running up credit cards and didn't pay bills. BP definitely effected my finances. My husband and I will probably never have joint accounts
Sent from my XT1058 using Tapatalk
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Current Meds Lamictal 200 mg x2 Seroquel 100 mg |
#8
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Right now our debt is medical bills from my last three hospital stays. It's a lot.
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The darkest of nights is followed by the brightest of days. 😊 - anonymous The night belongs to you. 🌙- sleep token "What if I can't get up and stand tall, What if the diamond days are all gone, and Who will I be when the Empire falls? Wake up alone and I'll be forgotten." 😢 - sleep token |
#9
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![]() ![]() I can barely keep up with the late fees and high interest rates. ![]() Sending good wishes for tons of money & prosperity for all of us here! ![]() It sure could help solve some problems. |
#10
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How do you calculate lost income and low income from being under employed? The thousands spent on pills and hospitals and doctors?
I do the same thing when depressed, never get my mail. Thank god for electronic banks, during my last depression the postal service stuffed a note in my box to pick my mail up at the P.O. because it was months before I bothered to get the mail, I would sneak out around 2 am(when no one could see me{I know, paranoid much} take a bag and dump all the mail in it and then dump it in a corner of the house) I would manage once a month to sign on and guessamate my bills and pay on line. When I'm manic I'm too engrossed in whatever occupies my focus to bother with trivial things like bills, my mania doesn't last nearly as long as the depression tho, 2 months is the longest I can think of.
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Nammu …Beyond a wholesome discipline, be gentle with yourself. You are a child of the universe no less than the trees and the stars; you have a right to be here. …... Desiderata Max Ehrmann |
#11
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1. Switching jobs repeatedly affects pay/insurance.
2. Moving locations spontaneously. 3. Spending outside of budget, impulse, not keeping check ledger, putting off bills due to impulse buying. 4. Not owning anything but luggage until age 24. Bankruptcy + huge lifestyle change in late 30's (I still miss the pool). Car repossessed in late 40's. 5. Now on SSI. Zero savings, no credit, rating in the 300's, can't afford to repair credit or get new car. Just slowly riding the road of life on a bicycle on the side of the road.
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BEST OF LUCK TO US ALL! ![]() 600 mg Trileptal (oxcarbazepine) 30 mg Atarax (hydroxyzine) 8 mg Trilafon (perphenazine) Bipolar 1 - Borderline Personality Disorder - Generalized Anxiety Disorder - Eating Disorder |
#12
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I could have been a spectacular success many times over if it hadn't been for BP. Instead, I just muddle along in mediocrity. At least I'm stable, debt-free, happily married, and own my own home. But am I happy? It's hard to say.
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