[Sosublime]

Hi. My ability to handle money is horrible. When I was able to work, I was a massive spender. Two years ago, a man scammed me out of $23K. Now I am broke and have a disability check from my last employer. I'm still giving money away to people I think are my friends. I get taken advantage of all the time. My bills (car, phone, car insurance, Internet) are all behind.

My doctor suggested I get a payee. I researched one agency that does this, and they have a good record. My mother doesn't want me to do this since she thinks I will be ripped off. Have any of you had a representative payee/conservator?

[21stCenturySM]

My mom is my payee and I love her for it. It pays my rent.

No, but it is not a bad idea. My therapist has suggested it.

[Sosublime]

I tried to work with my mom about money, but it always ends up in a fight. Plus, she gives in to me when I beg for money. I'm glad your mom helps you with this and that it works.

I think I am going to fill out the paperwork for the program and send it in.

I have never had anyone mange my money. My parents or ex-h. Only me. I get a little crazy during mania. It might be good to have someone to give me a budget when manic.

Let us know how it goes.

[NoIdeaWhatToDo]

Wow - that would be a job I would LOVE to do. I love handling finances, both for my family and for organizations (volunteer, etc.). I am really good at it, and I sometimes watch people I love who struggle and wish I could help them get organized financially. I have offered to set up a budget for my mom, and she was open to the idea, but it's not something she has a knack for, and I don't think she really wants to do it. I have suggested the software I use to many people, some who have taken me up on it and some who haven't. I've trained a few people in the software, which has worked out really well.

Maybe I'll look into that as a side career. Feeling financially secure has brought me so much peace (personally and in my marriage), I'd love to help others that way. What kinds of tasks does a payee service handle? Everything financial, or is it just the day to day stuff?

I had a trustee. Frankly I wish I still did because I spend my money. At the time I was totally in control of my money but I had to submit each and every receipt and declare each and every expense. They drew up a budget and I was forced to stick to it.

[Sosublime]

I'm going to learn about what services the agency offers. I can transfer my check to them each month, and they will manage and pay the bills plus it will protect me from "predators." My therapist or doctor has to fill out a form to verify that I need the service. Thanks for your responses! I'll keep you updated.

Sounds good!