[raspberrytorte]

We're facing a situation.

Since I got disability we can be ready to move out on our own again (and move the **** out of this town... or whatever the hell you want to call it. This awful rural area and get the hell back to the city) and be fine financially, as far as paying our monthly bills go, by April 1st.

However, if we stick it out until June 1st, we can have all of our medical debt paid off, refinance our car, and have about $8000 in savings because we're not touching my disability money until we get back to the city.

As of now, if we leave April 1st we'll only have half the medical debt paid off, won't be able to refinance our car, and will be left with $1500 in savings after moving.

However, I don't know how much longer I can stay in this area, with my husband's parents! I'm going nuts. I'm bored. I have no friends here. I don't have a job. I can't drive anywhere because there's no where to drive to and I'm scared to drive on country roads. I'm sleeping on a couch because we don't technically have a room and there's barking dogs outside our "room" every morning (eighteen of them!), so it's too loud for me to sleep, and bright for that matter. Our cats are living in a kennel. We don't have any personal space. I have no privacy, except for when I'm in the bathroom. This house is tiny, so there are a lot of people habituating a cramped area. I love his parents to death, but they're trying to parent our daughter, and I don't know how much longer I can stand being judged and interfered with regarding my parenting.

So. I don't know!

What do you guys think?

[raspberrytorte]

Also, if we leave June 1st we won't have to take our daughter out of her preschool during the school year.

[boogiesmash]

Your happiness seems to move April 1. However do you think you would be let's say doubled happywith meds payed off and 8k.
Financially option 2 sounds better but takes a toll on your quick satisfaction. If you tough it out for two months you will enjoy more freedom. I'd say rough it out. Do dbt, do country yoga, and play with the dogs.

[boogiesmash]

Originally Posted by raspberrytorte

Also, if we leave June 1st we won't have to take our daughter out of her preschool during the school year.

Another vote for option 2. Remember what I told you a while back your family and you are worth fighting for. Fight those extra two months

[Nammu]

I join the choir, option two sounds much better. It would be hard on your daughter being taken out of preschool. Plus an 8000 dollar cushion sounds fantastic.

[raspberrytorte]

Originally Posted by boogiesmash

Your happiness seems to move April 1. However do you think you would be let's say doubled happywith meds payed off and 8k.
Financially option 2 sounds better but takes a toll on your quick satisfaction. If you tough it out for two months you will enjoy more freedom. I'd say rough it out. Do dbt, do country yoga, and play with the dogs.

Thanks, boogie.

No. Absolutely not playing with dogs. lol. I hate dogs. I think they're loud and greasy and smelly (no offense to people who like dogs!).

I mean, not that our meowing cat isn't loud... but at least she's not greasy or smelly. Just old and loud.

[raspberrytorte]

Right now we're planning on paying off the majority of medical debt (it's about 5k and floating around in collections right now) with our tax return... so technically, really, we could have most of that 5k knocked off just from our tax return.

Anyway though, I'm really not sure if I can tough it out! I'm not trying to be a baby but it's really hard here. I feel sick every day. I'm even losing weight rapidly (I'm also dieting... but this is anxiety weight loss too, so it's double).

Thanks you guys for your words of encouragement.

[raspberrytorte]

Bipolar is so expensive to maintain medically! At least we're not accumulating anymore since we went on state insurance and my appointments are covered.

And I haven't been to the hospital of course.

[~Christina]

I agree hold out , having a much better cushion financially would be great.

[BeyondtheRainbow]

I lived in one room and a bathroom at my mom's with 2 cats for 9 months. I had no privacy (couldn't even shut the door to my room because then the cats couldn't get to the litter pan), my room was off the loft above her living room so that reduced privacy further and made it so I had to listen to her TV or have earplugs in, etc. So I understand how hard it is (although I don't have kids and am sure someone interfering with parenting would be beyond difficult).

It's only another 56 days to wait 8 weeks. And the pay-off is huge. I know 56 sounds like a lot but 8 weeks ago was 11/30/2016 and that doesn't seem so far off....that's even after Thanksgiving.

[Unrigged64072835]

I would try and hold off until June if you can.

[pirilin]

Originally Posted by raspberrytorte

Also, if we leave June 1st we won't have to take our daughter out of her preschool during the school year.

Nuff said.

[raspberrytorte]

Thanks everyone for the responses.

We've decided we're going to wait until June 1st. Since we'll have all of that money saved up we'll be able to take a nice little vacation too. This summer is going to be fantastic.

It is only going to be an extra two months. You guys are right. My therapist pointed that out too.

[boogiesmash]

Originally Posted by raspberrytorte

Thanks everyone for the responses.

We've decided we're going to wait until June 1st. Since we'll have all of that money saved up we'll be able to take a nice little vacation too. This summer is going to be fantastic.

It is only going to be an extra two months. You guys are right. My therapist pointed that out too.

Just saying if you want to throw me a nice little cheese package I'm all for it.