Ready for SSDI?

How does one know when they are ready for SSDI? Most people in my circle of family, friends, group, and my social worker are against it. I haven't worked full-time in 6 years.

there is no when is the right time. each person makes that decision for their selves here in america. when they decide they may need it they go to social security office and fill in the paperwork (called applications) then social security contacts your treatment providers for information and verify what you you put on the application then social security sends you a denial or acceptance letter based on the information that was provided to them.

if you feel you may need it contact your states office of social security or their website and do the paperwork, see your treatment providers so that they can do their part of the process.

Be prepared. Hire a disability lawyer. Still 66% of first time filers get denied. Appeals can take a while. If approved on the first try you cannot get a check for the first 6 months. If you earn over 850.00 a month that counts as one of nine work trials. You get only nine pretty much ever for all the time you are on SSDI If you earn over 1180.00 a month that counts as substantial gainful employment and you are not entitled to your disability check. Keep in mind it could be months until you hear from SS that you now owe them money and that is retro. So weigh your options carefully. Your significant others could very well be right.