Government medical insurance problems scaring me silly

Nov 30, 2012 at 04:16 AM

It wasn't meant to make you feel invalidated or to offend you. I was only making it clear that Obama is not telling the elderly and disabled (or anyone) to go home and commit suicide. I honestly do care that you can't find the medical care that you need and deserve. I don't understand why San Diego would be any different than where I live but it seems to be lacking. I know someone here in the same situation as you regarding government health care. She is being treated for a neurological condition and she seems to be getting very good care. Maybe Medicare/Medicaid quality varies by location.
Are you using Medi-Cal?

Dec 01, 2012 at 09:32 PM

I skip lunch everyday so I can pay for my health insurance (group plan offered thru the company).

And I have never had an hmo in my life. But it is what I can afford.

I think something is wrong when you have to choose between eating and taking a daily break and having health insurance.

Although I am very grateful I have it. I have never had to use it, though. I am a cash paying client (pdoc, md and T) because even though the new law protects people with pre-existing conditions, the premiums are outrageous for those not on a group plan.

The insurance companies are so greedy it is revolting. I think they must rank up there now with Wall Street and Bankers.

From what I understand, too, a couple of private ins companies are raising premiums up to 60%...

When is too much enough for these c level execs?! How many cars, houses, jars of caviar do they need?

Dec 01, 2012 at 09:44 PM

I am sorry you feel that way. That is very, very sad. And untrue.

Quote:

Originally Posted by (JD)

Mr Obama told us elderly and disabled to go home and take the little blue pill (euthanasia) instead of the one we need, and let the resources go to those who can contribute to society (the ones who put him back into office, mainly, 18-40 yo.)

Fa---get aboouut it! My only prayer is to die quickly.

Perna · Dec 04, 2012 at 02:05 PM

Carol, have you been to the Family Health Centers to see if they can help?

http://www.fhcsd.org/services/counseling.cfm

BrokenNBeautiful · Dec 05, 2012 at 01:11 AM

Quote:

Originally Posted by Perna

Carol, have you been to the Family Health Centers to see if they can help?

http://www.fhcsd.org/services/counseling.cfm

Been there done that.

They won't. They were one of the ones that discriminated against me. I am not joking.

thanks anyway.

Carol

happiedasiy · Dec 05, 2012 at 03:48 PM

Quote:

Originally Posted by BrokenNBeautiful

Been there done that.

They won't. They were one of the ones that discriminated against me. I am not joking.

thanks anyway.

Carol

Dear BnB,
There is state medicare/medicade and Federal medicare/medicade.
And depending on your circumstances and dxs' you should be able to find something. Don't be discouraged by rejection the 1st 2nd try.
Keep at it. Make sure you are being firm and using language properly.
There are certain medical terms that will move you quickly through the system. In the interm try to sleep, eat, and know you are not alone.
Sincerely,
H.

BrokenNBeautiful · Dec 14, 2012 at 06:29 PM

Quote:

Originally Posted by happiedasiy

Dear BnB,
There is state medicare/medicade and Federal medicare/medicade.
And depending on your circumstances and dxs' you should be able to find something. Don't be discouraged by rejection the 1st 2nd try.
Keep at it. Make sure you are being firm and using language properly.
There are certain medical terms that will move you quickly through the system. In the interm try to sleep, eat, and know you are not alone.
Sincerely,
H.

I did my best. Honestly. I was nice to them, I was firm. The answer was still NO. "You have _________ we can't treat you."

So I am at another indigent clinic outside the system. It is supported by donations, adjacent to this new hospital I have started going to for my emergency needs. My new pdoc (not sure if it will work out) is private; found that needle in that haystack by googling medicare.gov. I still don't have a t. I am doing that with Ani.

Carol

Nammu · 02:10 AM

Quote:

Originally Posted by (JD)

You are entitled to question what others post, and you do quite a bit of that. One can find through the internet what is being discussed, but I've given you one link to start you on your way. There's another speech where he says the disabled need to leave the resources to the 18-40 age group since they (the disabled) don't contribute to society. The two speeches were given in a close time frame.

http://iusbvision.wordpress.com/2009...e-left-to-die/

Government medical insurance problems scaring me silly

Government medical insurance problems scaring me silly

This is not Obama's speech, this is a bombastic rhetoric by Rush Limbaugh and he took parts of the speech and edited them to make it appear that he said those things. If you google Jane Sturm entire Obama speech, or look at the polifact by George to see the part that is about this subject. I'm sure you can find the entire speech and you will find he said no such thing. What he said is bureaucrats should not be making those decisions it should be between the doctors and the patients. He grew up with his grandmother and would never say something like that about the elderly, or the disabled.

(((BrokeNBeautiful))) I do understand your frustration but it is from the cuts being imposed by the GOP's that are causing doctors to drop out of the duel eligibility programs. I live in the capital of a red state and there are no psychiatrists, not one, that accepts duel eligible coverage. When I first signed up I had a fantastic primary care Dr I loved, then her practice dropped out of the program because of the Medicaid side. My state has shrunk the payments so low it doesn't pay for Dr's to do all the paperwork required. I went to a successions of primary docs and ended up in a group that cares for geriatrics. I'm disabled not over 65. My only other choice was the community medical center and they will not provide interpreters. They also treat me as if I am a disease, when they did blood work w/o informing me they tested me for HIV. I have no risks for that, but I'm poor, they also insisted I have a TB test because it's a disease the poor get. So it's the geriatric practice for my primary care.

My T thankfully is willing to sign on under a clause that allows me to see her as if she were a network member although they must pay her her higher fee. There is no other T available and she signs. In most things I have no choice about who I see. I was discharged from rehab after surgery before things were set up and before the doctors and therapist wanted me to go. They knew I was going home to a second floor apt alone. But all my insurance cared about is that I could walk a few feet with a walker, that was there sole criteria, by a non-medical doc who makes these decisions. However had something happed to me and I needed to be readmitted my insurance would have been fined for doing that. They gambled and won this time. That is something that Obama has put into place. Anyone on Medicare who is released too soon and needs to be re hospitalized, the hospital or the insurance will be fined, which ever is at fault.

Currently the law that requires everyone to have insurance is not yet in effect. HMO's are trying to convince that it is Obama who is causing the price to go up. This is ridiculous. If everyone has insurance AND a doctor then everyone can get preventive care and health care cost will go down, not up. The HMO's are doing this to try and get the laws repealed because in the long run the laws are going to work in favor of the people and lower profits of greedy HMO's they do not care if people get hurt in the meantime--why would they, these are the same people who deny life saving care and cut people off when they find out they have cancer by saying it is part of a preexisting condition.

The problem is that now both Medicaid and Medicare have been cut by the GOP so much that doctors do not get reimbursed the cost of their care. They do not want to take anymore people who have Medicare and those on Medicaid have community doctors but those on duel eligibility are out of luck. Right now the GOP is trying to tell the democrats they will let the tax cuts expire for the rich IF they cut more from Medicare and Medicaid. You want to blame someone blame the party of NO, that is holding everyone hostage and saying; fine the tax cuts for the middle class can expire too! They will not negotiate. Obama has said no more cuts to these programs. He knows there are already too many people who can not find doctors because of the previous cuts.

I know none of this will help you with your need to find care, but I hope it clarifies why you are having so much trouble finding doctors particularly in psychiatry. As someone on duel care I have the same frustrations. Have you looked into a nurse partitioner who specializes in psych? Currently that is what I have for a pdoc and I don't see that changing unless I find a way to move back to my home state.

Nammu · Dec 15, 2012 at 01:58 AM

Quote:

Originally Posted by BrokenNBeautiful

I did my best. Honestly. I was nice to them, I was firm. The answer was still NO. "You have _________ we can't treat you."

So I am at another indigent clinic outside the system. It is supported by donations, adjacent to this new hospital I have started going to for my emergency needs. My new pdoc (not sure if it will work out) is private; found that needle in that haystack by googling medicare.gov. I still don't have a t. I am doing that with Ani.

Carol

Aha I see you have found a pdoc, I hope that works out. You can disregard my comment about checking into nurse partitioner's. Really I do wish you the best of luck, it is soooo frustrating on duel care. The case worker at the rehab told me to go back on traditional Medicare. If I could afford to, I would--but there's the reason I'm on duel care. I have no money!

Menu

My Support Forums - Mental Health Support Groups

Get emotional support and friendship from others like you!

Government medical insurance problems scaring me silly

My Support Forums

Perna Pandita-in-training Member Since Sep 2006 Location: Maryland Posts: 27,289 (SuperPoster!) 17 550 hugs given	Dec 04, 2012 at 02:05 PM #24 Carol, have you been to the Family Health Centers to see if they can help? http://www.fhcsd.org/services/counseling.cfm __________________ "Never give a sword to a man who can't dance." ~Confucius
	Reply With Quote