[Aiuto]

I do not know a thing about disability and Medicare B, that is taken out of my disability. I cannot ask my family cause they do not know or talk to me cause my condition. I fought for years to get disability and I got it after court decision.

But I do not know a thing about the Medicare? I have state insurance because I am a single mother and I could really use the disability money for us instead of Medicare B or whatever it is.

I am in my 30's, would I be ok to cancel the Medicare B and just be covered by state insurance? This is so confusing. Any feedback I greatly appreciate

[healingme4me]

http://www.medicare.gov/sign-up-chan...nd-part-b.html

Here's the link about Medicare A&B. Sounds like you'd need to contact social security to resolve.

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[Rose76]

Originally Posted by Aiuto

would I be ok to cancel the Medicare B and just be covered by state insurance? This is so confusing. Any feedback I greatly appreciate

Do not do that. No, no, no. Someone else wrote about doing that and it was a big mistake. You can do it, but you will regret it.

If you are poor enough, depending on what state you live in, you may qualify for a special type of Medicaid that pays your Part B premium for you. A lot of states do that. Go to your income support office and apply for Medicaid. Just say you want Medicaid - any kind that you are eligible for. Your application will be processed and they will send you a letter telling you what you qualify for.

Once you get that application in, depending on what state you live in, you may eventually get a refund of some of those monthly payments you are making for Part B of Medicare. But get that application in.

While you are at it apply for the following, if you haven't already:

Food stamps (SNAP)
Subsidized telephone service (TAP : telephone assistance plan)
Fuel subsidy

Eventually, you will probably want to apply for a Medicare Advantage Plan. Those plans are offered by private companies.

You might be able to keep getting the state insurance and Medicare. People who get both are placed into special plans. If you cancel that part B premium, you might get kicked off the state insurance for doing so.

[Perna]

Like Rose says! Whatever they automatically signed you up for you probably "have"/want to have. They (your state) only signs you up for the minimum so the Medicare is covering stuff they don't want to spend to cover (your mental health); it's a combo thing (from: What Part B covers | Medicare.gov):

[Rose76]

Oftentimes, Medicaid is actually more comprehensive than Medicare. If you end up getting both, then Medicare becomes your primary coverage, with Medicaid kicking in for what Medicare doesn't cover, as your secondary coverage.

[ChipperMonkey]

Originally Posted by Rose76

Oftentimes, Medicaid is actually more comprehensive than Medicare. If you end up getting both, then Medicare becomes your primary coverage, with Medicaid kicking in for what Medicare doesn't cover, as your secondary coverage.

In my state, that's not exactly true.

In my state, the secondary coverage is ONLY for the co-pay of whatever is covered by Medicare. If a service isn't covered by Medicare, the secondary state coverage will not cover it.

And in my state, while it is indeed state insurance through social services, don't you DARE refer to it as "Medicaid" because MANY doctors/therapists will tell you that they don't accept Medicaid and refuse to take you on as a patient. The truth is that I can see any doctor who accepts Medicare, and if they accept Medicare, they accept my secondary insurance, too.

Oh, and my secondary insurance does indeed carry across state lines, even though some doctors will refuse the card because it has my state on it and they are in another state. This is a big difference because most Medicaid programs do not carry across state lines. I think it really does vary from state to state, so you have to figure out how your state runs the program.

I think that in other states it may be called "medicaid" but in my state it is not. However, it is pretty much the same function.....a state based insurance that covers Medicare premiums and co-pays for those who have low incomes.

[Rose76]

Originally Posted by ChipperMonkey

In my state, that's not exactly true.
In my state, the secondary coverage is ONLY for the co-pay of whatever is covered by Medicare. If a service isn't covered by Medicare, the secondary state coverage will not cover it.

That's interesting. I had thought that with state-provided insurance, you could get vision and dental paid for. (which Medicare may not pay for.)

I know there are things that neither will pay for. I've been told that Medicare won't pay for a "sleep study." Neither will Medicaid, in my state.