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#1
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Does anyone know of a company that I can pay to help sort through stacks of unpaid medical bills?
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#2
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I don't know of any. I would probably use a phone app or spreadsheet.
I see this is from the first of the year, were you able to get this resolved? "Investigate your hidden assumptions."-Cornel West |
#3
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Use an excel spreadsheet if necessary. Figure out your budget. Make arrangements with them some may reduce the rate if you ask. Pick a weekday and start calling. Saying what you can pay and when to who.
__________________
Son: 14, 12/15/2009 R.I.P. ![]() Daughter: 20 ![]() Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
#4
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My boyfriend helps me. An accountant may be able to help you, especially when it's not tax season.
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![]() Rose76
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#5
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Try going to one of those places that do credit counseling for persons considering bankruptcy. They might tell you to bring in all your bills and be willing to go through them all. Plus they can call the people you owe money to and negotiate settlements that might cut you some breaks.
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#6
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I'm afraid I cant help you overhere in the UK we don't need to pay for health insurance it's free on the NHS
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#7
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No, but you may be able to hire a freelancer online or virtual assistant for a one time task to prepare the spreadsheet for you. Downside is you would probably have to give them all your bills anyway in order for them to do data entry, which at that point, maybe you'd be better off just entering data into a spreadsheet yourself?
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#8
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Giving this a bit more thought, I kind of like rainy's suggestion to sit down with an accountant. A CPA will charge more than an ordinary accountant. I would think you'ld get charged by the hour. Any accountant should be able to sort through the stuff. A CPA might be smarter and faster.
Basically, I'm thinking you want to winnow out duplicates of the same bill. This might not be so bad to tackle on your own. I have an idea how you feel. I tend to let paperwork go unfiled, pile up and become a confusing mess. Then I dread dealing with it. Once I face it, though, I manage to evolve a system. I start sequencing things according to dates. Get you some manilla file sleeves (very cheap.) If the bills are coming from different parties, label a file for each party that is billing you. Just write on the sleeve with a black marker. An essential tool, for me, is a stapler. I open an envelope. I see if there is some junk that can be tossed. Then, if the contents of the envelope is more than one sheet, I staple them together. I debate whether or not to save the outer envelope. Sometimes I do, if there's a clear postmark date on it. Getting things lined up in order of when you received them is a good start. If the envelope is one I want to save, I staple it to the sheets. If there is a clear date on the bill I circle it in red, or highlight it in bright yellow. After a while, you'll probably see a series of bills that are the same thing. You might be able to toss some bills that are just repetitive bills for the same thing from the same billing party. I'd keep the first, original bill. Maybe the original party transferred the debt to a collection company. Have a separate folder for each party billing you. Sometimes, the collection company has bought the debt from the hospital/doctor and owns the debt. Sometimes they are just acting as an agent for the hospital/doctor. Know what the Statute of Limitations on medical debt is in your state. It might be just 4 years, or as long as 10 years. Then consider how old this debt is. If you are a person of very low income, it might be in your best interests to simply default on the debt. |
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