Decent Housing Possible with SSDI?

Please suggest ways to find decent housing if you live off of SSDI (ie very low income).

look into section 8

There's two forms of subsidized housing. One is with the help of a free choice Section 8 voucher. Go to your housing authority and apply for that. You'll be put on a waiting list. It might take a few years. The second is to go to a housing complex that has a contract with HUD to provide subsidized housing. This gets you a subsidy much faster. See if there is a rental magazine in your area. I'm talking about these free advertisement booklets they put in supermarkets. Look through it for housing complexes that offer "affordable housing."

Find out where in your community is the local "housing authority." Go there and fill out an application. Then go and make out applications at housing projects like I've described. Some of these places are not very appealing, and some are very nice. You have to get out there and see what's around.

Some people on a choice voucher pay as little as $25 month toward their rent. Generally subsidies are set up so that you pay about one third of your income toward your rent.

Here's a link with some basic info:

https://portal.hud.gov/hudportal/HUD...tal_assistance

Finding housing on SSDI is very difficult. I myself have dealt with homelessness before. You can sign up for help with the housing authorities for ANY area if you are willing to move if they choose you.

Also, sometimes housing authorities will have open spots for preferential populations. One of those populations are the disabled. So if a housing authority has open applications with that preference definitely jump on it. I hope this helps you in some way.

If you have very little money and live in a big city, you could find a room in a single room occupancy hotel (SRO). The rooms are small, but they are cheap. Shared bath. I've lived in several SRO's over the past 11 years, and they have been "all right." Not great, but acceptable.

You might check into it.

Another option is to look at apartment sharing, assuming you don't mind a room mate. When I was in transitional housing, another woman and I decided to look for an apartment together, because on a per foot basis 2 bedrooms are cheaper than 1 bedrooms. It worked out to be cheaper than a bachelor for each of us, and we got a really nice apartment in a good building.