Home Menu

Menu



advertisement
Reply
Thread Tools Display Modes
DeeeSchmeee68
Member
 
DeeeSchmeee68's Avatar
 
Member Since Dec 2022
Location: New York State
Posts: 325
1
15 hugs
given
Default May 06, 2024 at 08:39 AM
  #1
Hello, so I'm not quite disabled enough to need supportive services. I'm able to work a part-time job. But I absolutely struggle with budgeting. I feel like I don't make enough money to pay all my bills. I don't qualify for food sdamps, and I'm living the bare minimum of everything, no extras. Is there an app that I could try?

Sent from my SM-A146U using Tapatalk
DeeeSchmeee68 is offline   Reply With QuoteReply With Quote
 
Hugs from:
nonightowl

advertisement
CANDC
Super Moderator
Community Support Team
Community Liaison
Chat Leader
 
CANDC's Avatar
 
Member Since May 2014
Location: Northeast USA New England
Posts: 17,784 (SuperPoster!)
10
2,350 hugs
given
PC PoohBah!
Default May 07, 2024 at 05:19 PM
  #2
@DeeeSchmeee68 it sounds like you want a simple way to track expenses and income. Google Sheets has lots of free templates but this is one of the simplest
Download Our Starter Budget (Free Excel Spreadsheet)

Othere are here:

15 FREE Google Sheets Budget Templates in 2024

Pronanly best to do this with a computer because easier to see on bigger screen. If on phone only go to Google Play or Apple App Store and search for income and expense budget.

CANDC

[If you want me to see your reply to this post please include @CANDC in your message - not in requoting my message]

__________________
Super Moderator
Community Support Team

"Things Take Time"
CANDC is offline   Reply With QuoteReply With Quote
 
Thanks for this!
DeeeSchmeee68
VabGirl
Member
 
Member Since Jul 2021
Location: virginia
Posts: 323
3
35 hugs
given
Default May 07, 2024 at 07:23 PM
  #3
Good luck on the expenses.
VabGirl is offline   Reply With QuoteReply With Quote
 
Thanks for this!
DeeeSchmeee68
DeeeSchmeee68
Member
 
DeeeSchmeee68's Avatar
 
Member Since Dec 2022
Location: New York State
Posts: 325
1
15 hugs
given
Default May 07, 2024 at 08:07 PM
  #4
Quote:
Originally Posted by CANDC View Post
@DeeeSchmeee68 it sounds like you want a simple way to track expenses and income. Google Sheets has lots of free templates but this is one of the simplest

Download Our Starter Budget (Free Excel Spreadsheet)


Othere are here:


15 FREE Google Sheets Budget Templates in 2024


Pronanly best to do this with a computer because easier to see on bigger screen. If on phone only go to Google Play or Apple App Store and search for income and expense budget.


CANDC


[If you want me to see your reply to this post please include @CANDC in your message - not in requoting my message]
I appreciate that @CANDC Budget

Sent from my SM-A146U using Tapatalk
DeeeSchmeee68 is offline   Reply With QuoteReply With Quote
 
Thanks for this!
CANDC
CANDC
Super Moderator
Community Support Team
Community Liaison
Chat Leader
 
CANDC's Avatar
 
Member Since May 2014
Location: Northeast USA New England
Posts: 17,784 (SuperPoster!)
10
2,350 hugs
given
PC PoohBah!
Default May 08, 2024 at 10:54 AM
  #5
Quote:
Originally Posted by DeeeSchmeee68 View Post
I appreciate that @CANDC Budget

Sent from my SM-A146U using Tapatalk
You are welcome.

If a spreadsheet is not so easy for you, take some lined paper and make some columns and list all your type of expenses Monthly Rent and how much it is $1000 in the next column
When you have a list of all expenses including food, (check out food pantries I do not think they look at income) and add up all expenses

Then add up all your monthly income and subtract your expenses from your income and that is either a surplus or a shortfall (more expenses than income)

Then work form there to either reduce expenses or increase income or assistance like food pantry.

CANDC

__________________
Super Moderator
Community Support Team

"Things Take Time"
CANDC is offline   Reply With QuoteReply With Quote
DeeeSchmeee68
Member
 
DeeeSchmeee68's Avatar
 
Member Since Dec 2022
Location: New York State
Posts: 325
1
15 hugs
given
Default May 08, 2024 at 11:17 AM
  #6
@CANDC I think that would work better for me.
I'm trying to determine how much more I'd have to make in order to thrive. For example, I get rental assistance and have to pay $504 each month. But the more I make the more I pay in rent. I don't get FS and the pantry doesn't offer fresh food. I'm on a restricted diet.
Does that make sense? I really only want to know how much more I need to make in order to thrive.

Sent from my SM-A146U using Tapatalk
DeeeSchmeee68 is offline   Reply With QuoteReply With Quote
 
Thanks for this!
CANDC
CANDC
Super Moderator
Community Support Team
Community Liaison
Chat Leader
 
CANDC's Avatar
 
Member Since May 2014
Location: Northeast USA New England
Posts: 17,784 (SuperPoster!)
10
2,350 hugs
given
PC PoohBah!
Default May 08, 2024 at 11:30 AM
  #7
@DeeeSchmeee68 it does make sense that you need to know how to thrive.

I often look at the reduced produce rack in the supermarket. I have seen fresh produce marked down 50% or more.

If you want to mention in this post or a PM what state you are in I might find some other options that you could explore. Of course you may have done that but sometimes another set of eyes can see something.

You may want to see if you can get a copy of how the scale works. EX If I make $500 more per month my benefits go down by $250 or 50% that is just an example. Then you could figure how much more you need to earn to thrive.

CANDC

[If you want me to see your reply to this post please include @CANDC in your message - not in requoting my message]

__________________
Super Moderator
Community Support Team

"Things Take Time"
CANDC is offline   Reply With QuoteReply With Quote
 
Thanks for this!
DeeeSchmeee68
DeeeSchmeee68
Member
 
DeeeSchmeee68's Avatar
 
Member Since Dec 2022
Location: New York State
Posts: 325
1
15 hugs
given
Default May 08, 2024 at 08:54 PM
  #8
Quote:
Originally Posted by CANDC View Post
@DeeeSchmeee68 it does make sense that you need to know how to thrive.


I often look at the reduced produce rack in the supermarket. I have seen fresh produce marked down 50% or more.


If you want to mention in this post or a PM what state you are in I might find some other options that you could explore. Of course you may have done that but sometimes another set of eyes can see something.


You may want to see if you can get a copy of how the scale works. EX If I make $500 more per month my benefits go down by $250 or 50% that is just an example. Then you could figure how much more you need to earn to thrive.


CANDC


[If you want me to see your reply to this post please include @CANDC in your message - not in requoting my message]
Those are very good ideas!! @CANDC
I'm in NY.
Going to a pantry Fri and they have a gift card for me so that's something

Sent from my SM-A146U using Tapatalk
DeeeSchmeee68 is offline   Reply With QuoteReply With Quote
CANDC
Super Moderator
Community Support Team
Community Liaison
Chat Leader
 
CANDC's Avatar
 
Member Since May 2014
Location: Northeast USA New England
Posts: 17,784 (SuperPoster!)
10
2,350 hugs
given
PC PoohBah!
Default May 09, 2024 at 10:56 AM
  #9
Quote:
Originally Posted by DeeeSchmeee68 View Post
Those are very good ideas!! @CANDC
I'm in NY.
Going to a pantry Fri and they have a gift card for me so that's something

Sent from my SM-A146U using Tapatalk
Dee
Great glad to hear you are getting a gift card. You may have already applied for temporary assistance through social services, but there may be additional programs you qualifry for Temporary Assistance | OTDA

Another option to consider is places in your community that offer free meals.

If you are in a rural area you might ask farmers if they have any unsalable produce they might let you have at a reduced price.

This seems different than the first link I gave you above; it has rental assistance and SNAP benefits plus others Programs and Services | OTDA

If you are a senior then check with the senior center in your community. Also the town or city may have programs to help peopl e in need.

If you belong to a church they often help people.

CANDC

__________________
Super Moderator
Community Support Team

"Things Take Time"
CANDC is offline   Reply With QuoteReply With Quote
DeeeSchmeee68
Member
 
DeeeSchmeee68's Avatar
 
Member Since Dec 2022
Location: New York State
Posts: 325
1
15 hugs
given
Default May 09, 2024 at 12:26 PM
  #10
I appreciate all the helpful advice!

However, I work part-time and do not qualify for SNAP (unbelievable), but I do get some rental assistance.
My only option is a food pantry, which, as you may know, only offers non-perishable items. I can not eat those.

I do shop the reduced produce rack and use an app called Flashfood for newly expired food.

Sent from my SM-A146U using Tapatalk
DeeeSchmeee68 is offline   Reply With QuoteReply With Quote
Reply



Similar Threads
Thread Thread Starter Forum Replies Last Post
Making a Budget Anonymous50384 Insurance and Finances 3 Mar 13, 2019 10:36 AM
Creating a budget Aviza Insurance and Finances 6 Feb 08, 2018 12:52 PM
How to budget when manic Anonymous35014 Bipolar 24 Sep 16, 2017 01:05 PM
Husband won't budge on budget Martina Relationships & Communication 8 May 07, 2010 11:26 AM
Budget Zenobia Relationships & Communication 1 Oct 20, 2002 12:20 AM


All times are GMT -5. The time now is 10:18 AM.
Powered by vBulletin® — Copyright © 2000 - 2024, Jelsoft Enterprises Ltd.



 

My Support Forums

My Support Forums is the online community that was originally begun as the Psych Central Forums in 2001. It now runs as an independent self-help support group community for mental health, personality, and psychological issues and is overseen by a group of dedicated, caring volunteers from around the world.

 

Helplines and Lifelines

The material on this site is for informational purposes only, and is not a substitute for medical advice, diagnosis or treatment provided by a qualified health care provider.

Always consult your doctor or mental health professional before trying anything you read here.