Making a Budget

I'm trying to implement a budget. Like actually implement one for myself. I don't have much money to begin with right now. I'm also on disability. It's a bummer, but I am trying to not emotionally spend, basically. I also want to take a college class in the Fall to see if going back to school would be the right thing for me. It's so expensive for just one class, and I don't have that kind of money (there is no financial aid for just taking a class). I'd have to ask my mom for it. And while she says yes, I feel very wrong being an adult and taking her money. She doesn't have a lot of money either. She is the one who gave me the idea, actually, to set aside money each month for the class. I still wouldn't have enough and she'd need to help, but I feel better that I will be putting in money myself too.

I also want to get a small pt job. I think it would be good for me ultimately.

Good for you! It can be done.

Thanks Winter4me!

Excellent!

There are ways you can reduce your budget. I was just writing about this elsewhere. Basically reduce your costs by curbing habits and finding free and valuable replacements for them.

Instead of paying for internet, take advantage of free wi'fi locations. The library is a great source for this. The library is a great source for fulfilling your entertainment needs. Take up reading for instance. You can even take out on loan DVDs, games, etc.

I discovered free entertainment too. And, while I no longer have as limited finances as I once did, I still take advantage of it. I started visiting museums and art galleries. I looked in my community free weekly paper the upcoming and ongoing events. I now attend something nearly every week that is free - like festivals, theatre nights, etc. My Canadian Mental Health Association branch has free activities daily.

Curb some expensive habits and find some free ones instead.