[ladyjrnlist]

I just had to change T's because my former one of a year conducted himself inappropriately with me. I've filed a complaint. I have a new T that I have only seen once. Starting over, basically.
NOW, my pdoc is dropping my insurance! I really like my pdoc, he's taken very good care of me the past almost three years and I don't want to have to start over there too.
I am so sad and screwed up over this now that I'm ready to give up on all my treatment.
I know my insurance sucks and doesn't pay providers doodley, but you would think he wouldn't just drop it leaving me and others hanging like that. It seems cruel and uncaring for someone who is supposed to be involved in helping improve my mental health.

[Perna]

I'm so sorry you are dealing with changing therapist and pdoc at the same time and don't wish to change your pdoc.

Many doctors are not taking insurance these days because insurance is getting so costly for them to use; having to employ additional people to do billing and argue back and forth about charges and conditions, having to do things the insurance company's way instead of how might be best for the patient and then only being paid peanuts when they have plenty of patients who have easier insurance or can pay out-of-pocket to see them. Doctors want to be doctors, not administrators. I think the new insurance laws are only going to foster more of this, especially among mental health providers/insurers.

I don't know how much your doctor charges; can you save up to see him X number of times a year; I go to my doctor 4 times a year and, the total divided by a monthly savings cost in having cheaper insurance with higher deductibles isn't that bad.

It is a business decision. Try to remember that. Doctor get tired of dealing with certain insurance companies because they are either to interfering in their decisions or they don't pay them according to contract. Doctors can't afford to see patients and not be reimbursed for their services, and that's the position some insurance companies put them in. We'd like them to care for us out of pure altruism, but that's just not realistic.

All that said, I completely understand how traumatic this is. I've been through forced doctor changes due to insurance issues myself and it is NEVER fun. Check in with your insurance company and have them send you a list of providers so you can start the selection process again. Ugh. Sorry this is happening to you.

[geez]

(((lady))) that totally sucks that your pdoc is dropping your health insurance. Try not to be discouraged (easy for me to say I know). Perhaps this is a path to someone you will like/gel with even more? I know in the midst of troubling times it's hard for me to imagine anything getting better. I hope you find your way to some resolution quickly.

[googley]

(((((((((Lady))))))))))

I'm sorry your pdoc is dropping your insurance. If you are willing to pay the rate for out of network providers you may still be able to see your current pdoc, but would have to pay him and then bill the insurance and wait for them to refund you. It would be more expensive, but you might want to look into this if it would work for you if you think it is worth doing this to stay with your current pdoc.

[elliemay]

I was about to suggest what googley did. That's how I pay my therapist. Everything upfront and then I file myself.

It's not ideal, but your pdoc might drop his rate if he knew you were paying out of pocket up front.