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  #1  
Old Oct 31, 2014, 05:52 AM
Inner_Firefly Inner_Firefly is offline
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What is normal?

I make 10000 a year. T gives me a discount which I am embarrassed to accept, but if I paid full fee, I can only afford her twice a year.

I dream of the day when I can finally pay her fully....
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  #2  
Old Oct 31, 2014, 07:33 AM
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Raging Quiet Raging Quiet is offline
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I think it depends on lots of things e.g mortgage, bills, rent, food etc.

It sounds like your t has an effective sliding scale, I know I used to feel embarrassed also paying a much lesser amount. I have paid the full amount at times and for me what I paid did not reflect the 'quality' of the session.
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  #3  
Old Oct 31, 2014, 07:39 AM
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While therapy is a priority for me, I can't afford to pay too much. I've found that skipping rent, bills, food, occasional entertainment negatively impacts my mental health as much as skipping out on therapy (more so most of the time)...
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  #4  
Old Oct 31, 2014, 07:47 AM
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Whatever you're comfortable paying I guess? I think therapy is very important but you probably shouldn't starve or lose you home over it.
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  #5  
Old Oct 31, 2014, 08:33 AM
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I don't think there is a reasonable or usual. I know of no formula that sets up a what should be paid percentage of income sort of thing.
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  #6  
Old Oct 31, 2014, 10:05 AM
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As long as you have enough left for food, rent, bills... and some to save for a rainy day.
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  #7  
Old Oct 31, 2014, 10:23 AM
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I'm trying to come to some comfortable agreement with my h about this. He says he knows I need therapy and that he isn't trying to stop me from talking to t if I need it, but then almost in the same breath he says something like "you can talk to her once every couple months." As if it's a thing I do for fun or something. I would honestly love it if I could be good with that, but when I've tried to go 3 weeks or a month between sessions, it doesn't work so well, I start to feel like I'm going backwards or something. We're back to talking weekly again after my last attempt to manage 3 weeks on my own. I had to cut back to 25 minute sessions instead of 50 mins thankfully t is agreeable to that and I pay her half the normal rate for half the time. But my h still grouses about it.
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  #8  
Old Oct 31, 2014, 12:49 PM
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Lauliza Lauliza is offline
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Whatever you can afford along with other necessities like rent, food, clothing, etc. because I have kids I have to take their needs into account as well. For that reason I choose to see only providers that take my insurance so I only have a co pay.
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  #9  
Old Oct 31, 2014, 02:48 PM
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The way I see it I can't afford to not afford therapy. I don't have income right now but I do have savings and some monetary help from family. I'll swallow my pride and keep going because I know that right now I need my therapy so I can get to a place where I *can* afford it as soon as possible.
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  #10  
Old Dec 21, 2014, 03:23 PM
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That's generally my mentality. I can't afford to miss therapy. I have no income, but I charge it to my credit card. It's not smart. But going months without therapy and becoming depressed isn't a better option.

I'm lucky my therapist is pretty affordable. But that word means less when you aren't making income.
  #11  
Old Dec 21, 2014, 04:22 PM
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scorpiosis37 scorpiosis37 is offline
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I just did a calculation and, in 2014, I spent 2.6% of my income on therapy.
  #12  
Old Dec 21, 2014, 06:24 PM
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Partless Partless is offline
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Hard to say. So many factors involved. But one thing is for sure, take care of basic necessities first, therapy is not like food or water or shelter.
  #13  
Old Dec 21, 2014, 09:22 PM
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nottrustin nottrustin is offline
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I figure as long as I can afford to live and pay for therapy I am in good shape. Hubby and I recently discussed this as I calculated how much I spend on therapy a year. I said something to hubby about spending that much especially since kido also sees a therapist. He told me he will never worry about how much I spend on therapy as he knows that "a happy wife makes a happy life"...therapy is part of what I need to be happy.
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