I have never done therapy before and no one in my family has. I have zero idea what to do.

First, what kind of therapist do I go to? Do I need to have a specific problem or just want someone to evaluate me? Also I have insurance but I have no idea of the benefits --will they pay for therapy if I don't have a "diagnosis".

I don't think I have a diagnosis. I feel like I have a few problems that aren't going away.

1. my constant persistent desire to lose weight, and failing, seems to be turning into an eating disorder... binge, diet, binge diet.
2. I am unable to deal with people lately. I think as a kid I was open and trusting but after 30+ years of negative and nasty people I am a person I don't recognize and don't want to be, but can't control.
3. I am afraid of a whole bunch of stupid things that literally can ruin my time off, my cat getting stick, my house / appliances... moving. They ruin my day and make me want to go to work.
4. I have lost all ability to want to do anything. I remember as a 20 year old I packed up my car and cat and drove across the US by myself. Now I can hardly go out on the weekend or, even, do things in my own house. All I want to do is sit in my house and play on the internet.
5. I seem to get into things I don't want to be doing and I can't find my way out of but at the same time, everyone seems mad at me for not doing what they want. It seems like everyone I meet just wants me to do what they want me to do and am angry if I don't.

Also, I need to do this on the weekend! I just don't have enough time off during the week.

[ChickenNoodleSoup]

The kind of therapy you should get depends on your issues as well as your preferences. There is a vast number of different therapies out there. The most popular ones would probably be: psychodynamic, CBT, DBT, maybe also schema therapy. There's other forms of course, but those are the ones that come to mind for me first.

Usually CBT and psychodynamic are a good start for people (though you will find lots of people with negative views on CBT on this forum I think). Keep in mind that lots of people have to go through a few different therapists before they find somebody that they feel comfortable with. It's best to just go to a session, see how you like the therapist as well as their style of therapy and if it doesn't work for you, search somebody new after a session or two.

You usually do not already need to know what your diagnosis is before seeking treatment. It's part of the therapists' job to figure out what your issues are. I can't tell you whether insurance will cover it if you do not meet the criteria for any diagnosis. It depends on your specific insurance.
And as for weekends, some therapists I imagine work on Saturdays or even Sundays (though keep in mind that being a therapist is a normal job and people usually work Monday through Friday). But as with any services offered on the weekends, it might be harder to get a time slot.

[Fuzzybear]

I recommend interviewing several therapists and then deciding which therapist you think would be the most helpful to you. Many therapists work eclectically ... however their empathy and competence etc varies. I’d select the therapist who you feel the most comfortable with. I can’t answer the question re insurance.

[downandlonely]

As far as insurance, you'd have to check with your insurance provider about what they will and will not cover.

I have found that quite a few therapists have Saturday and evening hours, so you could look into that. And you may need to interview a few therapists before you find one you'll click with.

Have you also considered seeing a psychiatrist and getting a diagnosis? I have found medication to be extremely helpful. Usually it's best to combine medication and therapy.

[Ididitmyway]

You might find these couple of articles helpful in your search:

How to Select a Therapist

and

Before Your First Therapy Appointment

I wrote them a while ago. I don't know if they still contain all the important information therapy newbies might need, but it has a lot of useful info, I believe.

Use the search window on the website. There might be something else there that you could use.