[Rive1976]

My T informed me last session that my insurance has not paid her for one single session. 11 months worth of no pay. I hope she knows I cant pay her back if they dont pay. Part of me doesnt see it as my fault part does. I want to continue seeing her so I hope they get that straight!

[Ididitmyway]

Did you sign a form that says you are ultimately responsible for payments? If you did, she'd have the right to charge you if the insurance doesn't pay. But normally doctors and therapists try to solve this with insurance companies without shifting responsibility to a patient.

[Rive1976]

I dont know what I signed to be quite honest. That was 11 months ago. I cant remember 3 days ago.

[Salmon77]

That's really concerning. I don't understand why she didn't tell you earlier.

Have you spoken to the insurance company?

[Rive1976]

I texted her and she doesnt seem worried but I am because I only get a little bit of money a month and I need it!

[ArtleyWilkins]

You should probably call your insurance company and find out what gives.

This would REALLY bother me because a practioner of any sort that is that apparently disorganized about their billing indicates other professional issues to me. Insurance issues are difficult enough at times without a doctor/therapist that doesn’t stay on top of it. Inability to handle basic insurance issues is a big red flag to me for any medical billing. If you require insurance to pay for your therapy, you need a therapist who has that end of things under control.

[starfishing]

11 months? That is way too long for her to just be telling you now. Did she say why? Have you gotten any notices from your insurance that they were rejecting or covering the sessions (they have to notify you, assuming you're in the US)?

[Rive1976]

She didnt need the money till now. So she hadnt bothered. I havent got anything yet but she just now billed a week and a half ago.

[piggy momma]

Originally Posted by Dnester

She didnt need the money till now. So she hadnt bothered. I havent got anything yet but she just now billed a week and a half ago.

That is absolutely no excuse for her to not bring this to your attention much, much sooner, so you’d know what options were available to you.

She needs to pursue this with your insurance company. If they still refuse to pay, and she expects you to pay, she needs to work out a payment plan that works for YOU, because you’re the one getting screwed over here.

If I were the practitioner (I wouldn’t have let this happen, but pretend I did) there’s no way I would hold you accountable for 11 months worth of sessions. I would tell you that you need to pay going forward, but I’d write it off as a loss because I made a really stupid business move by not addressing it sooner.

Do you know how many sessions you had and what her rate is per session?

[starfishing]

Originally Posted by Dnester

She didnt need the money till now. So she hadnt bothered. I havent got anything yet but she just now billed a week and a half ago.

Oh my. Well, here's hoping she knows what she's doing and hasn't waited too long. Insurances have deadlines for how long a provider can wait to send in a claim. Medicare gives you a year, but most are less than that. The good news is that generally she can't hold you responsible for the money if the claims are rejected because she was late in filing them.