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  #1  
Old Jun 29, 2006, 06:41 PM
wi_fighter's Avatar
wi_fighter wi_fighter is offline
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Location: Tornado country
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I've been waiting six years for my ex to refinance the house we bought together so I could get my VA housing certificate of eligibility back. That's the benefit that lets me buy a house with no money down, low interest rate, no closing costs, and it's 100% guaranteed so banks won't see me as a financial risk.

I'd been bugging him for YEARS to refinance, especially when he'd whine about how he couldn't afford the house payment, blah blah blah. Turns out he refinanced in August 2005 but never bothered to inform me of this so I could get that valuable piece of paper back in my hands.

I called him today to ask yet again how close I was to getting it back. My landlord wants to unload the house I live in since he bought it for investment purposes and the plans fell through. So I REALLY want that certificate back. This house is too good of a bargain to pass up, especially since the landlord only wants to get back what he paid for it. My ex told me that he refinanced almost a year ago and the certificate is freed up again. He couldn't have told me this 10 months ago? Argh!

That was the last thing that was getting in the way of my moving on after the divorce- the fact that he was living in a big house in the country that my benefits bought, and here I was not being able to invest in ANY housing.

It's a relief, but scary at the same time. Now that there's really nothing holding me back, what do I do, you know? I'm free to make the best decision or biggest mistake of my life now - becoming a homeowner and having something of real value. Yikes!
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  #2  
Old Jun 29, 2006, 06:50 PM
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SeptemberMorn SeptemberMorn is offline
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Location: CA
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It's gonna be a great adventure, that's for sure! Good luck!! One less thing to ***** about.
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Psalm 119:105 Thy word is a lamp unto my feet, and a light unto my path.
  #3  
Old Jun 29, 2006, 07:11 PM
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wi_fighter wi_fighter is offline
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It sure is.

My first "big" purchase after the divorce was a $400 couch.

The second thing was a $13,000 car.

Now possibly a house.

At least I'm making upward progress. LOL
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If you're not living on the edge, you're taking up too much space! Rondeau
  #4  
Old Jun 29, 2006, 07:55 PM
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nothemama8 nothemama8 is offline
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Location: PA USA
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Make sure that it has a big back yard for the kids and puppy
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One less thing to ***** about.
A good day is when the crap hits the fan and I have time to duck.
  #5  
Old Jun 29, 2006, 08:03 PM
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wi_fighter wi_fighter is offline
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Location: Tornado country
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It's the house I currently live in. It has a nice sized yard. We all like it here. The house has a few quirks that we've managed to adapt to. The pros more than make up for the cons.

It feels like I have closure, finally. This was the one thread that kept me attached to my old life, whether I wanted it or not.

What's really odd is that as soon as I decided to say "To hell with it. I can't keep waiting on him to take care of his end of the situation. I'm going to figure out how to buy a house on my own, VA benefits or not" that's when things starting moving in a positive direction. One less thing to ***** about.
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If you're not living on the edge, you're taking up too much space! Rondeau
  #6  
Old Jun 29, 2006, 09:45 PM
hillbunnyb hillbunnyb is offline
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Member Since: Nov 2005
Location: CA
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ahhhhh more proof that letting go works miracles
Yaaahoooo for you and yours. Time for some deep satisfying breaths, eh? Good job.
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One less thing to ***** about.
  #7  
Old Jun 29, 2006, 10:35 PM
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wi_fighter wi_fighter is offline
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Location: Tornado country
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</font><blockquote><div id="quote"><font class="small">Quote:</font>
hillbunnyb said:
ahhhhh more proof that letting go works miracles

</div></font></blockquote><font class="post">

Funny how that works, huh?
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