[Aviza]

I got my first paycheck and am dying to spend it all on bills. I already bought christmas gifts a few left to buy but not mandatory. I'm not really in the holiday spirit, more in the sooner i pay off the debt the sooner i can get a nicer car, maybe plan a life outside of disability.

I just feel like rambling. I want to be normal but really like relaxing. So will likely stay on disability but my job might push me off it. I just want to be rich. It's so much nicer. I was a rich kid.

[Yaowen]

Dear Aviza,

If I was in your situation I believe I would be thinking and feeling the same things that you expressed. I think you are doing a really good job of juggling everything. I have felt so many of things you write about and so can definitely empathize with you.

Sincerely yours, Yao Wen

[rechu]

I'd say go for paying down your debt. I've been in debt in the past and it was so freeing to have it paid off. Now all my husband and I have is the mortgage. I do have a credit card that I use on occasion when I buy things online, but I pay it off monthly. Just think that once you have that paid off, you can save what you were using to pay debts down instead. Putting money into savings and investments is the second thing I do each month after paying my monthly bills.