No options to go back to school and no better job offers yet

I got an email from dept of ed for FAFSA I can't get anymore money to go back to school because of default loans. I said Damn they won't give me more loans not even a Grant! Going back 1400/per credit hour out of pocket on my own expense. I got a pamphlet from community college to see if I can get scholarships I know most don't cover that.

I can barely afford my loans. I still don't have a better paying job offer yet. They say go back to school to make more money well there r companies that offer school assistance but they have a freeze on them. My current job doesn't offer school assistance at all. I have a degree yet I'm still being offered less money 4 the same position that I don't wanna do.

I don't know what to do now....

Have you thought about military or police or fire service? In the UK, they sponsor people througha degree provided that when they qualify they work for them for a few years. Do they have this in the USA?

Can you get an entry level IT job with the degree you have?

I could but I have 2 much trauma to go into that field

I'm still doing entry level tired of it. Yea I can they pay less the rest wants a bs degree

Community colleges are very inexpensive. It certainly isn’t 1400 per credit. Even graduate degree didn’t cost me 1400 per credit. Not sure if I read it right.

1400 per credit at a university for a bs degree. Community college is 86 per credit then again dept of ed will not give me anymore money. I dont care how inexpensive they are I'm not making a salary to pay for schooling on my own unless I get a 2nd job.

I'm only looking to go part time anyway. Full time student at a community college is over a grand

Is that a private university you are referring to? Public university doesn’t charge 1400 per credit at all. In fact even private ones don’t charge that much, it could be around 1k. Much less in public universities. But why are you even considering private universities? Which universities are you looking at?

Im Not considering any private universities. 1400 per credit that's university of Phoenix price that's where I was going for my b.s. that's where I need to finish my b's degree. University of Phoenix is a public university

I'm looking at MIT only for non credit open courses.

Still it’s not $1400 per credit. Such prices don’t exist. Where are you getting this info? It’s about 400 per credit not 1400.

Isn't University of Phoenix a for-profit university? I am almost sure it is.

I spoke to university of Phoenix a few weeks ago via pohone spoke to their financial aid dept. I was like how did it get to be 1400? I remember in 2010 it was like 500 per credit

It’s not 1400 per credit. You either misunderstood that they meant it’s per class not per credit or they misspoke.

I suppose. The point is it's expensive either way to pay out of pocket and not getting any financial aid like grants from dept of ed.

So you aren’t paying your other loans? Can you talk to them and be put on income based repayment plan? Income based repayment or extended repayment should be reasonable. Have you talked to dep of ed? If you start paying a little by little, you’ll get off default.

I send in small amounts of money

I would strongly advise against getting a degree from the University of Phoenix, which is a for-profit, mostly online University. They are viewed at by employers as “not real” degrees and will not improve your job prospects. If you want to further your education, I would recommend a public, state University. They are less expensive and provide a significantly higher quality of education. I’m a professor and our (highly ranked) public university is $480/credit for state residents. Depending on what your goals are, even taking a writing class or visiting the career center could help with business style writing, grammar, and resume improvement in the meantime before getting a BS degree.

How's this gonna be done with a student loan over my head, a company that doesn't help with tuition, and no out of pocket money to pay for this? I know ask is 10k last I heard I thought about going to asu.

Right now my focus is finding a better job I want out of this company that I don't even trust.

My comment was that IF you are going to further your education, you should select a state university over a for-profit or online school. If you are not going back to school, then I recommend visiting a free career center for help with grammar and resume/cover letter writing in order to help you land the better job you want. Before I was a professor, I worked at one of those centers and just having a professional proof-read your materials can make a huge difference. I dont think I read a single one that didn’t have a typo, wrong use of they’re/their/there or other easily fixable errors!

Makes sense. There's this director from the community college I was working with at the career center who was helping me. Omg I've changed my resume 10 billion times! Also I was doing another resume for career changing not even easy to do but I do need to finish it