[Nessa213]

I was down all day... staring at my computer, getting about NO work done. So, logic tells me that when I'm in a terrible mood the perfect thing to do is to (because I'm ultimately a masochist) :

1. Listen to my self destructive playlist. Evanescence. Florence + the Machine. Imagine Dragons. Ya know... the classics. And just those really really sad ones.

2. Check my credit card balance.

#2 about reduced me to tears around lunchtime. I'm at the point where the minimums are just enough to cover the interest plus maybe a few bucks. I don't know how I get myself into this... it sounds stupid, but I REALLY don't remember doing it. I went so far as checking the last three statements for fraud. Nope. All me.

I just can't take it. How can I be so thoughtless??? Why can't I just, for the love of all things holy, snap the hell out of it??

I hate money... I hate being me... I hate being so irresponsible. Just when you think you're down, debt pushes you down even further and reminds me that I'm not any better.

[~Christina]

Money is just evil. I'm sorry your in this mess. Have you thought about doing a debt consolidation?

I have no credit cards, If I don't have the money I don't get whatever it is... Or maybe you can do a credit card that you put money on it and once it is used the card just wont work...

I hope you find a way to take the stress off you, Your situation doesn't make you a bad person .. things like this happen.

[Darth Bane]

when it rains, it pours. when i was depressed i used to say that to myself. a lot. and dont say "snap the hell out of it" there are other very very nice people to tell you that. i remember asking my pdoc "isnt my self destructive tendency proof of depression" she actually said nope it might be just you. in depression even self destruction feels amusing. it was like story of the last emperors. it was like staring at stars while your whole empire crumbles around you. caring nothing perhaps nero was bipolar when he was playing fiddle while rome burned around him. anyway take care of that shopping thing. i havent bought anything from ebay for last 6 months.

[faerie_moon_x]

I hate money. It really is the root of all evil, seriously.

I'm sorry this happened. I really don't know what to do. But, I understand. I do know that we have the same response to debt as our caveman ancestors had to running from a lion. It's terrible.

[Debi54]

I can totally understand where you're coming from. I don't have a credit card for that very reason. Money is a HUGE problem for me, too, or should I say, the lack of it. Debt consolidation sounds like a good idea. Or I read once where a person cut up all their cards except one, and the froze that one, so it would take awhile for it to defrost, giving you time to think about the purchase before making it. Do I really NEED the item, or is it a want? Seemed like a good idea.

[Nessa213]

Originally Posted by Debi54

Or I read once where a person cut up all their cards except one, and the froze that one, so it would take awhile for it to defrost, giving you time to think about the purchase before making it. Do I really NEED the item, or is it a want? Seemed like a good idea.

I know myself well enough to know that I'd have to freeze it in a way so that I couldn't read the numbers through the ice. Damn online shopping.

The crappy part is, is that I've been IN this situation before. About 7 years ago I got into MAJOR credit card problems. I took out extra student loan money to pay it off at the time and for a while I didn't have ANY cards for that very reason. A few years ago, when I thought I was "ready" again, I got out a Discover card and Best Buy card. Biggest. Mistake. Ever.

So now I have student loan debt AND credit card debt. Oh... and also stupidly we bought a new car 6 months ago. God. Will I ever learn???