[monochromatic]

I've been working with my school system for two years. I have been on United Healthcare's plan, and both my pdoc and tdoc take my insurance. When I was hired, I was diagnosed with depression and anxiety.

I just got a notice that my school system is dropping United, and picking up Cigna. Neither of my doctors take Cigna. Also, I don't know if it's "official", but I'm now diagnosed bipolar 2, and not depression and anxiety.

Is there any chance of being denied health insurance because of the bipolar diagnosis?

I love both my doctors, but I'm going to have to give them up, right?

Can someone please talk me down? This is not what I need tonight.

[Moose72]

There is a finances and insurance board here you might try. It sucks to have to doctor shop. I just did it with my eldest son. Even getting a new pdoc and / or T is hard without an insurance change.

[Zabine]

Ugggggggggh, I know how you feel. Once I got the military to stop shoving antidepressants down my throat and to send me to a real pdoc I was well taken care of. The only thing that scared me when I became a civilian was how am I going to find the same tratment? It has been over a year and I am still searching..... There are other docs than can help you, but like med combos, finding a doc to work with can be trial and error.

If you have had continuity of coverage, you cannot be denied insurance because of a pre-existing condition.

[darleenjshannon]

What about the new health insurance marketplace set up by "Obamacare" www[DOT]healthcare[DOT]gov

Are your mental health benefits administered through a secondary group? For example, I have BlueCross but my mental health benefits are handled through the Mental Health Network. Try contacting your mental health group and seeing if they have any advice for you.