Just need to vent for a second...

Sorry for the following rant, but I need to get this off my chest.

Mean people suck (thankfully no one in here...I hope). Just went to check my bank account because I have alot of bills and rent to pay this week. First thing I notice? A charge at a store I have never stepped foot in and never will after what happened. Apparently someone decided to go spend some of MY GOD DAMN MONEY!!! UGH!! I'll be on the couch drinking, crying and curled up in a ball if you need me.

Can you do a stop payment.

I did, but that doesn't change the fact that it happened. I'm out the $ until at least Tuesday since tomorrow is a holiday. They're sending me a new debit card which may or may not get here before I move next week.

Ah, that totally sucks!!!

My dad has a free fraud alert on his account. If his bank account balance changes by $0.01, then he gets a message. It doesn't actually stop people from using the account, which is both good and bad. (You don't want to have to call the credit card company every time you want to make a purchase.)

You could do something like that for now. Those things send text messages when your bank info has changed, and they tell you the day, time, and location of the purchase.

That doesn't fix your money problem, but it can help you monitor your bank account while you try to get this situation sorted.

Also, what about chip card? Those are a little more secure. I want one, but don't have one.

Did you happen to use an ATM recently? There are sometimes skimmers on those things you have to watch out for... because they'll steal your info right away and someone can use your bank account immediately. If you're interested, I can link you to a video that shows how to identify a skimmer. Some guy from Austria made a video

They're sending me a new card that will have the chip on it. The card I had was issued before the chip type cards started.

That's good news

I've always wondered why the U.S. has been so slow to adopt chip cards. Europe has had them forever after all the credit card frauds they'd been having.

Well, hopefully the new chip card will work out for you. Credit card fraud sucks. I swear, it's too easy to steal information these days...

Other places haven't been pushing the chip cards? Our bank sent them out a few months ago and set a deadline to change to it. New account #s on the cards for everyone. I used to know my card # and now I don't but I've been glad to have the card. Not everyone has the readers, they are shockingly sparse (and less common oddly in the city than my extremely rural town) but at least with my bank you have the card.

I'm so sorry that you're going through this. I had someone attempt to buy an industrial meat grinder with my credit card # a few years ago. It didn't go through because I can't afford industrial meat grinders and the company sent a letter explaining why my order wasn't processed which notified me. But it was overwhelming to deal with and I would never want my worst enemy to have do that.

(((((( JUSTJACE2U ))))))

So sorry that happened...hugs

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a few years back someone from the east stole my hubbys debit card number and took $3K from our checking account. very scary. banker said that happens every day.
scary
bizi

A couple of years ago, someone in Italy purchased $4K in computer software with one of our accounts. We'd happened to check the balance and called bank security just before final payment was transferred to Italy.

Italy? We live in the U.S. The purchase took place in Italy and the shipping address was also Italy. Clearly fraudulent. We'd asked the bank why they'd paid the bill? Their answer: You had the money in your account.


WC

WTF??? That's just absolutely asinine.