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#1
Aug 12, 2020, 06:37 PM
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So, a debt that I paid off 3 years ago was sold to another debt collector, because that 2nd debt collector added this settled debt as an open debt to my credit reports, dinging my credit 50 points!!!!
Furious, I called the previous debt collector and asked for them to email a confirmation letter (again) so that I could send it to the 2nd debt collector who refuses to remove it from my credit report. I called the second debt collector and they REFUSED to give me an email address (and those assholes are local in my city). So, they gave me a PO box address instead. After I mailed the confirmation letter, I went online and filed a dispute against this divisive debt collector with all 3 credit reporting agencies. I'm FURIOUS that this happens. It's PROOF that despite paying off debt, your debt STILL gets sold around to other debt collection agencies who will try to collect the same debt from the person. Luckily, I kept my financial records and previous credit report printouts so I could access this information to dispute those liars. Can anyone relate? |
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#2
Aug 13, 2020, 05:17 PM
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What a frustrating mess.
AT&T (phone/TV/internet) incorrectly billed me 6 years ago. They sent me a bill for $300, but I had already paid the $300 when I received the bill. I went through hell to straighten that situation out. It would have been a comedy, except it was so serious. Months of talking to representatives, supervisors, over and over. For whatever reason, even though they would tell me that the problem was straightened out, I kept receiving the bill for $300 every 2 weeks. After several months of doing battle, I just gave up. I no longer receive the bills, but the $300 is still on my record in my old account with AT&T. I figure that since next year will be 7 years, the "$300 owed" will hopefully be dropped.
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#3
Aug 14, 2020, 01:23 PM
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Yes I can.i paid off a debt to a bank they never reported it paid, however i no longer have the proof of it being paid so it stays on my report as unpaid. Bank sold to another paid on an old bank account can't access the records. I tried. My current bank has the proof on file but can't get in to get it.
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Son: 14, 12/15/2009 R.I.P.  Daughter: 20  Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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