Lady at Mortgage company was abusive

Hey sweetie, call your state Banking and Insurance. Tell them exactly what happened. File a formal complaint. Also, call legal aide on the whole house thing. There may be special programs where you could refinance and have a much smaller monthly mortgage. Tell the people at Banking and Insurance what a puke this lady was and everything else you can think of. Good luck.

First find out where the call came from.
Honestly, the "bill collector" did nothing wrong.
I will state again, I am one. So, I think it is amazing all the things being said about collectors.
Bad things happen to good people...but there is still $ due to our clients and it is established from the collector to get their client's money back.
You may be stressed and not appreciate the general tactics of a bill collector. Be upset with your situation NOT a person trying to get unpaid balances.
AGAIN, I am sorry the person seemed abusive in your eyes.
But, suggesting you sell assets to make proceeds to pay a past due bill is NOT being rude.
Calling your State's Banking and Insurance deparment will not do a thing. There were no laws broken.
I am sorry you are in the situation you are in.

But, you need to start dealing with the situation in order to come out of it.
As some suggested turning off the phone etc...you ignoring the problem doesn't make it go away.
You could have a suit filed against you and be summons to appear in court etc.
Better to deal with it as best as possible!

One of the reasons my brother took his life was because of rude bill collectors. Nuff said!

Ya know, I think it is really sad that your brother took his life.
Let's NOT blame a "rude bill collector" or anyone else.
I think if you honestly think a bill collector has enough power to have someone take their life then you are in lala land.
Christ, we are people too.
Maybe I should take my life because you are being rude about bill collectors??? Nuff said!!!

If you hound a mentally ill person suffering from depression. IMO..indirect responsibility ensues.

And just how would a bill collector be able to establish someone is mentally ill?????

Come on.....

I am gonna come back...I thank you all and will go post by post when I get back BUT PLEASE do not ALLOW this to get into a fight or slug fest.....

On another note I do know bill collectors are just doing their jobs BUT I did not authorize the use of my checking account..she had the numbers to it from once before when I paid...TRUST me on this I deal with GMAC and so on and NEVER had someone be like this..she WAS abusive...tone of voice saying I was a liar when I said I didnt have a savimgs account...(I swear to God I don't) just so much I do not want to post on a public forum

I do not want anyone to fix this for me...I have worked and thoght and dealt with this issue since things went from bad to worse...cannot get a loan because....I brng in 1700.00 a month ALMOST 1600.00 goes RIGHT to my medical insurance ..which leaves less than 150.00 a month for EVERYTHING ELSE...In order to refinace I have to have the means to pay it....
so anyways I do have to run and I thank you all but please dont get mad at one another over this
I do not think bill collecrors are suppose to use you checking info without your ok nor should they say...you didnt apply for this and that...cause..I did..Like I said I dont want to detail it all but I would be thrilled if she got called on the carpet I dont want anyone to lose their job...but this whole thing was......just mean on her part and illegal in some cases

{{{{{{{Sleeps}}}}}}}

our thoughts are with you , cant offer you any advice just look after your self ,
when i had problems with the finace ppl for the car o phoned them back and spoke to someone else who was paient and understanding and sugested we try to apply for help on the insurance we took out , form was with us pretty quick the doctor filled it out and now we are waiting for hubbys employer to fill it out ,
good luck

(((Sleeps))))
Best wishes to you.
Happy to hear you will find a way out.
Hang in there...

Sleeps,

I'm sorry you had to put up with someone so rude. You're right. She was mean.

Sounds like she didn't have an ounce of compassion and she wasn't very HONEST.

Sigh.

God, it is great how you all lump collectors into one ugly pot.

SusanJane are you talking to me here? If so did you read all my posts....? I did not lump ..this was mean and rude..nobody said YOU were bad or mean..we ARE TALKING about 1 person who works for my mortgage company ...BTW I cannot pay it ...someday YOU may be in my spot....I hope not but this last post upset me and I came here for support..

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Twisted_Soul said:
God, it is great how you all lump collectors into one ugly pot.

Maybe it is time to start paying past due bills huh? Then you won't have collectors calling you.

[image]http://smileys.smileycentral.com/cat/15/15_4_125.gif" alt="Chainsaw" border="0[/image]

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I am not referring to you Sleeps.
But other people here keep pounding on collectors....
And, they are lumping all collectors in the ugly pot that says they are rude, abusive, make people kill themselves etc.
By the way, my name is NOT SaraJane??? Not sure how you got that.

I thought that was your old posting name.....Anyhow no I have posted nice things in the past like on GMAC . but this lady really was cruel and she is my topic

Again, it wasn't you Sleeps.

But, as people are siding here on this post with one another about how ugly bill collectors are...and I have mentioned I am one...it is like they are bashing me.

So, I am sorry my sensitivity and anger are coming out.
Just wish some people would take responsibility for things and that they weren't so "general" in their comments.

Just like you feel stung from ONE person @ your mtg company, I feel stung from comments being thrown out here.
Again, not from you.

gggrrrrrrrrrrrrrr

((((((((((((( Sleeps )))))))))))))))

a grouchy bear (not at you!)

I get what you are saying and thanks...but I am not sure they all mean ALL collectors...but we are talking about ...well her name was Colleen ,,,I have dealth with nice ones like my GMAC lady and then middle of the road ones...but this lady she was mean ...I know if you had heard her your hair would have curled

Thanks ((( fuzzybear)) youre around I have worried on you

(((((((((((((((((((((((((((((Sleeps)))))))))))))))))))))))))))))))))

I am so sorry this happened to you. Unfortunatly, these companies do give two shits about what is going on in our personal lives. They just want their money. I can only imagine how violated you must have felt. I am very sorry. Please pm me if you need anything. I mean anything OK.

Luv,

Jen

Thanks everyone....I had wanted to reply one by one and will but I am sinking fast and just can't right now..I just don't have it right now...sorry

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jmo531 said:
(((((((((((((((((((((((((((((Sleeps)))))))))))))))))))))))))))))))))

I am so sorry this happened to you. Unfortunatly, these companies do give two shits about what is going on in our personal lives. They just want their money. I can only imagine how violated you must have felt.

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Just to clarify myself once and for all from a bill collector's "point of view" : we are not counselors, financial advisors, support givers, 911 operators, customer service reps>>>> WE JUST WANT TO GET OUR CLIENTS MONIES BACK THAT BELONG TO THEM!!!

Sleeps,

I'm sorry for what you've gone thru. That must've been very hard. Keep safe.

KD

Sleeps -

I have people, who have a little bit of power, and abuse it and people!!!!!!!!!

(((((((((((((((((((((((((Sleeps)))))))))))))))))))))))))))

EJ

Sleeps,

You only agreed to the check under duress. You didn't say, "Oh please, take the money out of my checking account."

I just started reading this thread. Somebody else, may already have addressed this.

Can you call a bankrupcy attorney?

EJ