Help I need some info

I'm sorry to ask this but some one may have had this happen. I just got a letter that my place of employment is changeing what I pay for heath ins. it jumped from 216.00 to 702.00 With this increase I am not able to pay my bills. Has anyone had an area where they have received any help. Any suggestion will help.

Thanks. I guess no one has had this happen.

We had that happen where I worked; first, go to whatever department sent you the letter and make sure it's right for you; could be they've changed plans and you're on "family" plan accidentally or something. Not all plans translate to one another well, year to year. Every year companies have to renegotiate their health insurance plans based on the ages of their employees and how many claims were made, etc.

So, (1) make sure there wasn't a mistake, (2) make sure you understand it well -- usually you have to sign that you understand and select a plan, etc. Make sure they haven't changed from "monthly" to "quarterly" or something simple (but confusing) like that or changed plans completely and think you want to insure your 12 children too :-) If you do have a family plan; we had one couple that worked for our company and they each had to insure one of their children as "parent + one child" each was less expensive than the "family" plan for all of them. The biggest problem we had though with why something jumped so high was because people were in the "high priced" plan where you can go to any doctor at any time or place and everything's covered, etc. rather than the "company" plan where you select a doctor from a book, etc. Some people accidentally got mixed up and it really was a huge jump just because the names of the plans for the two different companies doing the insuring were similar but what they offered was different.

wow that was an awful large increase...could it have been an error? I sure hope so...I am sorry but not sure how to help...but just wanted to say hope that somebody here can!! Good luck on your quest!

good suggestions Perna...maybe you can switch to a lower type plan ster...

The place I work sent a letter to me, telling me it would happen as they would not be paying thier part . I expected twice the amount 416.00 about there abouts. and I need the plan as my girl friend is one my ins. and she is taking a medication that costs about 2000.00 a month yes 2000.00 so if I have to drop it I dont know what to do. I would like to thank everyone that posted.

Ah, yes; companies pay more than half so if they stop contributing it is more than double what you were paying.

Search around for another plan on your own? Do some comparing.

https://www.flhealthcoverage.com/

https://www.humana-one.com/

http://www.ehealthinsurance.com/

http://www.healthinsurance.org/Florida/default.lasso

Companies have to have other companies "administer" their plan and that costs them money, a middleman, so you might be able to get insurance cheaper than that.

Thank You, Perna This is one way I just glanced at the sites for a few seconds each. again thank You

Ster, also you might see if you could insure just yourself with your job insurance and if your girlfriend qualifies for help with her meds:

http://www.rxassist.org/

Thanks I am waiting for the company to get back with me with just me on the ins. They may not allow me to drop until the 1 st or Jan. but am trying to see.

bump