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  #26  
Old Jan 08, 2011, 03:05 PM
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sunrise sunrise is offline
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Member Since: Jan 2007
Location: U.S.
Posts: 10,383
Quote:
Originally Posted by splitimage View Post
Psychologists, and social workers are not covered anywhere in Canada unless you have supplemental insurance for paramedical professionals.... My addictions Dr. does therapy and she's an MD so when I also see her it's covered.... And if I have a long period when I can't see her, as sometimes happens, I can get a counselling session with one of the two addictions RN's at my hospital. They're both great and have training in addictions and counselling.
So the cost of counseling by the nurses is covered by your system in Canada? The nurses are not considered paraprofessionals but perhaps hospital employees and so are covered? (I'm interested as I am studying nursing right now.) I'm glad your nurse is so mom-like and helpful!
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  #27  
Old Jan 08, 2011, 03:44 PM
Anonymous39281
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when i was seeing my T i was paying $100 per hour but her regular rate was $150. my insurance has a $3500 deductible so it was expensive. i went biweekly most of the time.
  #28  
Old Jan 08, 2011, 05:46 PM
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mixedup_emotions mixedup_emotions is offline
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Member Since: Feb 2009
Location: NJ
Posts: 7,326
I pay a $25 copay 2x/week - once for group T and once for individual T. So, total of $50/week. There was a time when my insurance capped me at 20 visits - so I was paying $40 for group T and $80 for individual T - which was the discounted rate - each week. That was tough, but I wouldn't give it up. I was going through so much at the time, that I knew that I had to keep it going for my own health.
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  #29  
Old Jan 08, 2011, 07:53 PM
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rainbow8 rainbow8 is offline
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Member Since: Mar 2009
Location: US
Posts: 13,284
I pay about $20 copay for 1 1/2 hours. My insurance did not have a deductible for mental health up until now, but starting in January I have about $350 deductible. It's so much better than my former T, for whom I paid $120 for 50 minutes, no insurance!
  #30  
Old Jan 08, 2011, 08:22 PM
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onlymedid onlymedid is offline
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Member Since: Dec 2006
Location: USA
Posts: 2,856
$12.00 per session thanks to my insurance!
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Don’t look where you fall, but where you slipped.
  #31  
Old Jan 08, 2011, 08:48 PM
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PleaseHelp PleaseHelp is offline
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Member Since: Oct 2008
Location: in my own mind - most of the time
Posts: 9,843
I have no insurance. I go to our local mental health center - it is on a sliding fee basis based on your income. I don't make enough money to pay for anything. I get my T sessions (1 every 2 weeks), my group therapy, and my psychiatrist for free.
  #32  
Old Jan 09, 2011, 06:06 AM
Anonymous32438
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Quote:
Originally Posted by elliemay View Post
well, about $3000 a year out of pocket lately.
Anyhoodle. When I think of my total therapy expense, I could have had a nice down payment on a house, or at least a kick *** car.

I wish there was a way I could put that expense back on the people that SHOULD be paying it. Sigh.
I have been able to do this in a way (put the expense back on those that did the damage) and it feels very right. I was first 'treated' for mental health problems aged 12, and they did so much damage that I received a settlement for what it would cost to 'put it right' in physical terms. It was enough money (£25,000) for a downpayment on a house. But I don't know how I would have felt about that house, purchased with money which came from so much pain. It was also looking increasingly unlikely that I'd be able to enjoy my life in 'my' house (or even be alive to live in a house) the way things were going, so I bit the bullet and spent it on therapy. At my current income of £15,000 a year, there's no way I could pay for it otherwise.

At £120 for a one hour session (plus a lot of contact 6 days a week), so effectively £500 a month, my money will last three more years. Then I'll be broke and I won't have a house (or even a kick *** car ) to show for it, and sometimes I wobble at that thought. But I'll definitely be alive and I'll probably even be happy.
Thanks for this!
Kacey2, PleaseHelp
  #33  
Old Jan 09, 2011, 09:27 PM
Anonymous32754
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I guess I'm really lucky. I'm on a medicare waiver for mental illness. It's different than disability. You have to recieve it as a child. I've been on it since I was 16 and it should cover me well into my twenties. I'm a full time student so don't have a lot of money. Anyway, the waiver is like insurance it will pay for my doctors, dentists, psychologists etc. I only have to pay a copay. But heres the catch if I go to a community facility I owe nothing. The waiver covers it all. and the best part is the best dbt specialist in the area runs a community mental health dbt unit. Shes my t. Shes absolutely amazing and I pay nothing for her.
Thanks for this!
PleaseHelp
  #34  
Old Jan 09, 2011, 09:36 PM
Silent Screams Silent Screams is offline
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Member Since: Mar 2009
Posts: 8
Right now I'm paying out-of-pocket for therapy until my insurance coverage kicks in.
I pay $90 for an hour and $135 for an hour and a half. Right now I'm seeing her twice a week. Tuesdays for an hour and a half and Thursdays for an hour. It does get expensive and I'll be thankful when the insurance coverage kicks in.
  #35  
Old Jan 09, 2011, 09:39 PM
Anonymous32925
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My insurance won't cover my T. I first met her at University and she then went into private practice. She's letting me pay $20/session. I meet with her 2x a week for 60 minutes and 90 minutes. It makes me feel crappy because I can't afford more at this moment.
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