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#1
Jul 30, 2007, 06:15 PM
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Went to see my therapist today and found out that my insurance company is pitching a fit about my continuing to see him! I've cut back to once every two weeks but it seems that the end may be near becaue I can't afford to pay for treatment myself. It has been a long time...almost 3 years...so I guess the insurance company thinks I should be "cured" by now. I don't know what is going to happen. My therapist said he will continue to try and justify our visits but to be aware of what is going on. What a way to start the week. I freel awful......don't know what I am going to do if I have to stop seeing him. Feel like I can handle it on one hand but scares sh*&#@
on the other hand. This if my first therapist and I don't know how to end it with him, don't really want to. Has anyone else gone through termination issues before? Boy it sure is painful. Any help would be greatly appreciated. And to make matters even worse I found out one of my sisters used my social security number and tried to get a credit card! I'm upset and my whole family is upset. What to do. At least she admitted it and the credit card company did not give her one but it scared the heck out of me someone trying to steal your identity. Boy its been a bad day. Help!!!!!! |
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#2
Jul 30, 2007, 07:08 PM
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((((((((((((((littlemouse))))))))))))))))))
i HATE insurance companies! yes - i've been cut off before. i had been seeing a T for about two years when i was 17 to 19... i kind of hate to tell you how it affected me....but maybe it's good you know so you can prepare.... i OD - yeah, i was really ready to go with out therapy... but maybe that taught the insurance company a lesson...they had to pay for emergency treatment, medical hospitalization, ambulatory transport, psychiatric hospitalization...and then...more therapy!!!! HA! ....well - i didn't just OD because i stopped therapy - because i stopped therapy i went to a medical doctor for antidepressants....i don't think he knew what he was doing...i think that contributed to my ODing i'm just a ray of sunshine today...  ok i'll try to end this on a helpful note...share with your T your fears of not being in therapy...ask his opinion on what you should do if you start to feel yourself really having a hard time...maybe come up with a 'rescue' plan of sorts.... i felt completely cut off from my T...like it was over and done and don't let the screen door hit you on the way out....
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I can calculate the motion of heavenly bodies but not the madness of people. ~ Isaac Newton |
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#3
Jul 30, 2007, 07:59 PM
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(((((((((((((((( LittleMouse ))))))))))))))))
Sorry to hear you have hit such a rough spot. Every year I go through the same kind of thing. Because I go almost every week almost 6 months of the year I have to pay my own way. Plus at the beginning of each year there is the deductable. This year we worked it out so I pay what the insurance comp. would pay. I don't go quite as often but more often than every two weeks. I think the insurance companies would rather you pop a bunch of pills the rest of your life. When it comes to something that really work then your policy doesn't cover it. Hope things will work out for you. |
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#4
Jul 30, 2007, 08:35 PM
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Insurance companies don't understand mental health. If they did, they'd cover more therapy and save some money. Luckily mine hasn't told me no more, but they do limit my visits. I've just agreed with my T that I need more visits so I will have to pay for some of them. My T is willing to charge me what the insurance company pays her. My insurance company always plays the go to the county for counseling card. Never tried that so I don't know what it's like. Hang in there. (((littlemouse)))
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W.Rose   ~~~~~ “The individual who is always adjusted is one who does not develop himself...” (Dabrowski, Kawczak, & Piechowski, 1970) “Man’s mind, once stretched by a new idea, never regains its original dimensions.” (Oliver Wendell Holms, Sr.) |
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#5
Jul 30, 2007, 08:53 PM
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I really don't get the insurance companies. Is it really cheaper for them to pay a pdoc and prescription costs for meds than to pay for a therapist?
My therapist charges $125/session. Let's say I see him twice a month. That's $250. I don't see a pdoc, but my counselor once recommended I should and told me that the fee would be about $250 per visit. Let's say I see the pdoc once a month for meds. That's $250 plus the cost of the meds. That comes out to more than the cost of twice a month therapy. Plus, meds often seem to be never-ending, just helping with symptoms, not curing the problem, so this could last forever. I don't get how it saves the insurance company money to pay for the pdoc plus meds rather than therapy twice a month.  BTW, my insurance pays nada-zilch-zero for my therapist. I hate insurance.
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"Therapists are experts at developing therapeutic relationships." |
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