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Old Aug 22, 2016, 06:09 PM
ComfortablyNumb5's Avatar
ComfortablyNumb5 ComfortablyNumb5 is offline
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Location: Michigan
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I don't know if this is the correct sub forum to put this in but it has to do with marriage so I'll put it here.

I'm currently going for SSI and engaged. What happens to my benefits after we get married? Is it effected by ones marriage? What about health insurance... Will I still be able to get Medicare/Medicaid or will I have to be put on his insurance?

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  #2  
Old Aug 22, 2016, 06:40 PM
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divine1966 divine1966 is offline
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Location: US
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I believe if he has health insurance you will not qualify for Medicaid. I believe your benefits might be effected. But I am not sure. You need to consult with someone

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  #3  
Old Aug 22, 2016, 06:42 PM
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healingme4me healingme4me is offline
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Location: New England
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SSI is income based. You might be able to find an answer through the SSA website. It might refer you to consult a specialist, but it might give an idea.

Congrats on your upcoming wedding!

"Investigate your hidden assumptions."-Cornel West
  #4  
Old Aug 22, 2016, 06:55 PM
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ComfortablyNumb5 ComfortablyNumb5 is offline
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Location: Michigan
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I have a phone appointment coming up I suppose I can ask then. Thanks guys.

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  #5  
Old Aug 22, 2016, 09:42 PM
Anonymous37904
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Good luck- let us know how it goes.

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Thanks for this!
ComfortablyNumb5
  #6  
Old Aug 22, 2016, 10:08 PM
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Raindropvampire Raindropvampire is offline
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Member Since: Mar 2010
Location: Indy
Posts: 43,373
I'm married(separated now) and my husband is on SSI. We have to live apart and list ourselves as separated or they use my income against him. IF we live together like we should then he gets $213 a month. With us being separated he gets $733. We are thinking about divorce so we can live together again. We've checked and they can't hold your roommates income against you so if we divorce we'd move in together as roommates.

I have private insurance through my work but he still has medicaid. They have never told us I have to insure him.

ALSO if you get married BEFORE you get your backpay all the months that you are married they will cut your backpay. IF we hadn't been married hubby would have gotten $61,572 in backpay. Instead we got less than $ 5,000 because of my whopping $11/hour job. Because of OT there were months they said he didn't earn anything because I got too much. If you can definitely wait until they figure your backpay to get married.

I recently did the math and us being married 8 years has cost him over $100,000 in benefits and help he would have gotten if we'd never married. In my opinion marriage is not worth it if you get SSI. UNLESS you don't really need/care about the money.

If you have any questions feel free to ask. I wish you the best of luck
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  #7  
Old Aug 22, 2016, 10:38 PM
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Rose76 Rose76 is offline
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Good advice from Raindrop, above. Unlike SSDI, SSI is a benefit based on need, so to get it you are "means tested." The same is true regarding Medicaid. Once you're married, they absolutely will look at total household income. It could substantially reduce your benefit and effect your eligibility for Medicaid.

I'm in a longterm relationship with a man. Part of my reasoning for not marrying him was because I always figured he would eventually qualify for things he couldn't get, if he were married to me. That turned out to be 100% true. I'm so glad, now, of the decision I made.
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